Dear Liz: In a recent column, you noted that someone who chooses to obtain Social Security at age 62 on her own account is unable to switch to her spouse’s account at age 66. Is this true for a spouse who is older than the husband? My husband is one year younger than me. If […]
Recent Blog Posts
Monday’s need-to-know money news
How to get the most out of your summer vacation, protecting yourself from medical identity theft, correcting financial myths and how to start saving for retirement. 3 Ways to Maximize Your Frequent Flier Miles This Summer While holiday blackouts can make redeeming frequent flier miles difficult during the summer, there are still good deals to […]
Friday’s need-to-know money news
The inconvenient costs of convenience checks, the effects of the sequester on the unemployed, how to save money by purchasing an energy efficient home, how to save your financial sanity when your kids move back home and why hurricane season means it’s time to check your auto insurance coverage. The True Costs of Credit Card […]
Thursday’s need-to-know money news
Good credit, stolen credit and ways to save on travel to the vacation home you should have purchased when mortgage rates were historically low. Five Reasons Why You Can’t Ignore Your Credit While living debt free is a good thing, living credit free can have unforeseen and expensive consequences. Here’s Everything We Know About The […]
Wednesday’s need-to-know money news
Here are some of the top money stories around the Web: How to Pay Student Loans You Can’t Afford With interest rates on federal Stafford Loans set to double on July 1st, Credit.com’s Gerri Detweiler breaks down the four main income-based repayment programs. The Surprising Downside of Cutting Up Your Credit Cards While it may […]
“Permanent” employment? No such animal
Dear Liz: My spouse has tenure at a university. Given that one of us will always be employed, should we change the way we look at the amount of money we keep in an emergency fund or our risk tolerance for investments? Answer: Even tenured professors can get fired or laid off. Tenure was designed […]