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Recent Blog Posts

June 5, 2013 By Liz Weston

Wednesday’s need-to-know money news

Here are some of the top money stories around the Web: How to Pay Student Loans You Can’t Afford With interest rates on federal Stafford Loans set to double on July 1st, Credit.com’s Gerri Detweiler breaks down the four main income-based repayment programs. The Surprising Downside of Cutting Up Your Credit Cards While it may […]

June 3, 2013 By Liz Weston

“Permanent” employment? No such animal

Dear Liz: My spouse has tenure at a university. Given that one of us will always be employed, should we change the way we look at the amount of money we keep in an emergency fund or our risk tolerance for investments? Answer: Even tenured professors can get fired or laid off. Tenure was designed […]

June 3, 2013 By Liz Weston

How couples can maximize Social Security

Dear Liz: I will be 68 this summer and plan on working two more years. My wife retired in 2011 after turning 60. We would like to maximize our Social Security and are planning on having her take spousal benefits when I retire. When she turns 70, she can switch to her own benefit. How […]

June 3, 2013 By Liz Weston

Don’t sweat the small (FICO) stuff

Dear Liz: Over the last couple of years I have managed to pay off my credit cards. I know that closing those accounts will hurt my credit so I kept them open. When I checked my credit report, I found that my rating had gone down and was told that I had to actually use […]

June 3, 2013 By Liz Weston

Catch me on CNBC today

I’ll be discussing how 10 years of savings can be worth more than 30 years of savings on today’s “Closing Bell” with Kelly Evans and Scott Wapner. Today’s 20-somethings have a unique–and easily blown–opportunity to set themselves up for their future. Because of the power of compounding, the money they save now for retirement is […]

May 31, 2013 By Liz Weston

How to avoid moving scams

The last time we moved, our stuff was held hostage. The mover had a variety of entirely bogus reasons for hanging onto our stuff while trying to exceed the written, “not to exceed” estimate. Among the excuses: We didn’t tell him there were steps at the new house (there were two) or it was at […]

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