Dear Liz: Many years ago I read about spousal benefits based on an ex-spouse’s Social Security earnings record. Is there a minimum length of time of the marriage to qualify? How do I apply for this benefit? I am within nine months of retirement. Answer: You can qualify for Social Security spousal benefits based on […]
Recent Blog Posts
Monday’s need-to-know money news
How to make the best out of credit card annoyances, tips on finding the best unsecured loans and how a little known settlement fee between credit card companies and retailers could save you money at the register. 10 Common Credit Card Complaints From annual fees to lousy customer service, tips on how to manage the […]
In case you missed it: the youth edition
Spurning credit cards means younger people have less toxic debt but they may be doing inadvertent damage to their credit scores and costing themselves money. Learn more in “Why young people hate credit cards.” Read some smart answers to the awkward questions your kids may ask about family finances in “One way money is a […]
Friday’s need-to-know money news
How to prepare for a disaster, avoid the financial pitfalls that come with a speeding ticket and how to get the latest iDevice without destroying your family budget. How to Plan for Any Disaster Preparing for the unexpected. Do Employer Credit Checks Damage Credit Scores? Understanding employer’s right to access your credit information. 5 Tickets […]
Your financial independence day
Working just to pay the bills isn’t enough. We should be reaching for something more: financial independence. Financial independence is when your investments and other sources of income provide you with a comfortable-enough living that paid work becomes optional. As we mark the anniversary of our nation’s independence, I like to review our progress toward […]
Wednesday’s need-to-know money news
The mystery behind credit scores, why buy a dress when you can rent one, and what turns Americans off about haggling. What Really Influences Your Credit Score? The creators of the VantageScore, a rival to the leading FICO, discuss the formula behind the numbers. Taking Control of Your Personal Debt While the math may be […]