Dear Liz: My credit reports don’t show any of my old unpaid collection accounts. I also have one judgment that is not showing from 2005. My wife (who has perfect credit) and I are looking to apply for a mortgage. What will the lender find? I recently applied for a credit card to start rebuilding […]
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Friday’s need-to-know money news
Today’s top story: How to pay off your student loans. Also in the news: Understanding your mutual fund fees, the pros and cons of prepaid debit cards, and timeless money tips for new graduates. The Wrong Ways to Get Rid of Your Student Loans Not paying them is not an option. A Guide to Understanding […]
What’s holding you back?
I used to belong to the “what’s wrong with you people??” school of personal finance advice.* I found it hard to sympathize with people who carried credit card debt or failed to save for retirement. Surely they knew better. So why didn’t they do better? Turns out there are a lot of reasons, including the […]
Thursday’s need-to-know money news
Today’s top story: Could your bad credit score leave you homeless? Also in the news: How your wedding could boost your credit score, the pros and cons of debt consolidation, and how living small could save you big money. Could a Bad Credit Score Make You Homeless? Landlords are taking a closer look at potential […]
Wednesday’s need-to-know money news
Today’s top story: How to deal with calls from bill collectors. Also in the news: A low-tech method of tracking your spending, how to strategically pay down credit card debt, and protecting your information at post office kiosks. How to Deal With Harassing Calls From a Bill Collector Know your rights. A Slow-Tech Approach to […]
Tuesday’s need-to-know money news
Today’s top story: How to get the most from your credit card rewards program. Also in the news: What to consider before moving, when to work with a financial adviser, and why low interest rates on student loans are becoming a thing of past. Maximizing Credit Card Rewards: 5 Ways to Earn Big Making your […]