Dear Liz: I got my credit reports from http://www.annualcreditreport.com as you recommended in a recent column, but had to go through some hoops to get my actual credit score, which is the main thing I wanted. One of the bureaus required me to subscribe to its newsletter, which cost $29.95 a month after a seven-day […]
Recent Blog Posts
Q&A: Bankruptcy and credit reports
Dear Liz: In February 2015, it will be seven years since my bankruptcy. I have worked hard to rebuild my credit, and my credit score is 735. What do I need to do to make sure my bankruptcy drops off at the seven-year mark? Answer: By federal law, most negative marks must be removed from […]
Q&A: Financing a career change
Dear Liz: I am 48 and planning on a career change. I was looking at a culinary school website and it looks pretty exciting. It is a two-year, full-time program and the cost is about $65,000, which doesn’t cover the dorm or apartment expenses for living nearby. Of course, the institute’s counselor told me they […]
Friday’s need-to-know money news
Today’s top story: The consequences of never checking your credit report. Also in the news: How your smart phone can help your budget, how bad America is at saving for college, and are memberships to big box stores worth it? What Happens if I Never Check My Credit Report? You really, really don’t want to […]
Thursday’s need-to-know money news
Today’s top story: How to eat healthy while on a tight budget. Also in the news: Mistakes you’re making with your life insurance, why you should live like you’re already retired, and debunking credit card myths. 4 Ways to Eat Healthy on a Budget Healthy doesn’t have to mean expensive. 3 Costly Mistakes You Are […]
Wednesday’s need-to-know money news
Today’s top story: How to build credit when you don’t want a credit card. Also in the news: Why you shouldn’t turn your 401(k) over to a broker, how to save on summer energy costs, and how to save on health care while you’re retired. How to Build Credit Without a Credit Card For those […]