Dear Liz: I am 13 years older than my wife. Is it possible for me to receive Social Security spousal benefits based on her earnings when I reach full retirement at age 66? I’d like to shift to my benefit when it reaches its maximum at age 70. If I can do this, what impact, […]
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Friday’s need-to-know money news
Today’s top story: How your kids can hurt your credit. Also in the news: How to find the best financing when purchasing a new car, why baby boomers need help paying down their debt, and five banking fees that are actually worth paying. 5 Ways Your Kid Can Hurt Your Credit Intentionally and unintentionally. Need […]
Thursday’s need-to-know money news
Today’s top story: AT&T agrees to pay customers over a hundred million dollars to settle claims of false charges. Also in the news: Why you should check your bills for mistakes, mortgage mythbusting, and why it may not be the right time to buy a new home. AT&T May Owe You a Refund for Bogus […]
Wednesday’s need-to-know money news
Today’s top story: How to build credit faster. Also in the news: Debunking financial planning misconceptions, the dangers of overdraft fees, and why too many people are underestimating post-retirement health care costs. Will More Credit Cards Help Me Build Credit Faster? Proceed with caution. 6 Financial Planning Misconceptions — Debunked Everyone can use a little […]
Most colleges worry they won’t have enough students
Getting into an Ivy League school is basically a lottery for smart kids. There are no guarantees. Winning admission at many highly-regarded public universities is easier, but only by comparison. UCLA accepts about a quarter of its applicants, instead of the single digit acceptance rate at Harvard or Yale. Look outside that privileged circle of […]
Tuesday’s need-to-know money news
Today’s top story: Look out for the latest IRS phone call scam. Also in the news: How social spending could be ruining your budget, why millennials should be pressing credit instead of debit, and how to extend the life of your child’s inherited IRA. Don’t Fall for the ‘Steve Martin’ IRS Phone Call Scam Watch […]