Dear Liz: I have two kids heading to college. Both need co-signers for their student loans. Will me co-signing have a negative effect on my credit? The kids have no choice. I’m middle class, having made enough to get myself by as a divorcee, but there’s no college savings. To make matters worse, I make […]
Recent Blog Posts
Q&A: IRS Electronic Payment System
Dear Liz: I was intrigued by your answer to the question about paying taxes through the IRS Electronic Tax Payment System. I went to the website you mentioned (www.irs.gov/payments) and found that there was a fee. You didn’t point this out, and I think it is relevant. My quarterly estimated payment would be $1,726 and […]
Friday’s need-to-know money news
Today’s top story: How to simplify your financial life. Also in the news: Credit card fees you shouldn’t have to pay, the hidden costs of starting your own business, and the amazing credit card features you’ve always wanted. 8 Easy Ways to Simplify Your Financial Life Sifting through the clutter. 6 outrageous credit card fees […]
6 estate planning tips even broke people need to take
No one really wants to sit around thinking about what will happen if they get seriously sick or so incapacitated they can’t make sound financial decisions — let alone contemplate the actual D word. But that doesn’t mean you can forget about estate planning altogether. It won’t just go away if you ignore it, and […]
Wednesday’s need-to-know money news
Today’s top story: How a secured credit card could help you build your credit. Also in the news: Generations X and Y race to prepare for retirement, how to handle your debt when you’ve lost your job, and an identity theft reveals how he empties your bank account. The Best Secured Credit Cards in America […]
Tuesday’s need-to-know money news
Today’s top story: What happens if you get caught lying on your FAFSA? Also in the news: Why your financial life is a mess, which interest rate you should choose, and the credit score every small business owner should understand. What Happens If You Lie on Your FAFSA? Resist the temptation. Fixed or Variable: Which […]