Lenders are no longer just interested in whether you pay your bills or not. Increasingly, they are looking at how you pay those bills to determine whether they want you as a customer. Credit reports now show if you regularly pay your credit cards in full every month – making you a low-risk “transactor” – […]
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Friday’s need-to-know money news
Today’s top story: The scary things hiding in your credit card statement. Also in the news: Life insurance terms everyone should know, strategies for avoiding ATM fees, and what everyone agrees on about money. 4 Scary Things That May Be Hiding in Your Credit Card Statements Reading the fine print. 11 Essential Life Insurance Terms […]
Thursday’s need-to-know money news
Today’s top story: The FAFSA changes students and their parents need to know about. Also in the news: Why you shouldn’t increase your spending when you have extra money, podcasts that will teach you about investing, and what your children should know about money at different stages of development. The FAFSA Changes You Need to […]
Wednesday’s need-to-know money news
Today’s top story: How student loans can hurt your mortgage approval chances. Also in the news: How to keep your health care costs in check, why identity thieves love millennials, and easy retirement plans for the self-employed. Can Student Loans Hurt Your Mortgage Approval? Pay attention to your debt-to-income ratio. 7 Ways to Keep Your […]
Tuesday’s need-to-know money news
Today’s top story: Getting your credit ready for holiday shopping. Also in the news: Keeping your Social Security plan on track despite higher Medicare premiums, 3 points to add to your year-end financial checklist, and shopping tricks to make your budget last longer. How to Get Your Credit Ready for Holiday Shopping And make January […]
Q&A: Cosigning a loan
Dear Liz: Our son graduated from college last year and was recently hired as a permanent employee for a company he was contracted with for the past year. He wants to buy a new car but has limited credit history. He has a credit card he has had since starting college. He uses it lightly […]