Dear Liz: I have a few Social Security credits but not enough for full Social Security benefits. My husband receives a check monthly. He is 79 and I am 75. Am I eligible for any benefits at this time? Answer: You’ve been eligible for full spousal benefits since you turned 65. You could have gotten […]
Recent Blog Posts
Friday’s need-to-know money news
Today’s top story: How to fix common credit card problems. Also in the news: Why Millennials are delaying retirement savings, how to get a great deal on a car lease, and how medical debt can affect your credit score. 5 Common Credit Card Problems & How To Fix Them Solutions to common problems. Millennials Crushed […]
What a Fed rate hike will mean for your finances
The Fed’s decision to boost interest rates – when it finally happens – will not significantly impact your household budget, at least not immediately. Instead, take it as a signal to get your finances ready for the increases to come. “It’s like the first snowfall,” said Greg McBride, chief financial analyst for Bankrate.com. “The first […]
Thursday’s need-to-know money news
Today’s top story: What to expect from your company’s financial wellness program. Also in the news: What to do if you’re being audited, big life insurance mistakes, and three absolute necessities if you’re buying a home. What to Expect From Your Company’s Financial Wellness Plan Taking cues from physical wellness plans. Getting Audited? 5 Things […]
Wednesday’s need-to-know money news
Today’s top story: Why you shouldn’t cancel your old credit cards. Also in the news: How to outsmart financial spies, why Millennials should automate their savings, and the biggest money worries in your state. 3 Reasons You Shouldn’t Cancel Old Credit Cards Protecting your debt usage ratio. 12 Tips to Outsmart Financial Spies Be the […]
Saving money aboard a Disney cruise
In a previous post, I covered ways you can save money when booking your Disney cruise. Here are a few more ideas for saving money while aboard. Keep it simple. A friend who took the western Caribbean cruise booked an excursion at every port—and regretted it. Excursion costs tend to be high, particularly if you […]