Dear Liz: We’re living on a very tight budget and often have to put groceries and unexpected expenses on a credit card that’s in my husband’s name only. I have no personal income. My husband is on Medicare, but I’m too young to qualify and need to find low- or no-cost healthcare, (I haven’t had […]
Recent Blog Posts
Q&A: Credit card billing errors
Dear Liz: I have a dispute with a credit card company over an online transaction that I canceled. The company charged me three times but refunded only one of those charges. The credit card company initially canceled the other two transactions but I was rebilled without my knowledge. Despite my submitting evidence and the card […]
Q&A: Social Security windfall elimination provision
Dear Liz: You’ve written about the windfall elimination provision, which reduces the Social Security checks of people who get a pension from a job that didn’t pay into Social Security. I am affected by this provision, but a Social Security representative told me that as long as I don’t start withdrawals from my government pension […]
Friday’s need-to-know money news
Today’s top story: How to make your retirement savings last. Also in the news: Why it pays to file your FAFSA early, how to survive rising health care costs, and how the Rule of 72 can help you build your retirement savings. The Easy Way to Make Your Retirement Savings Last Stretching your savings. It […]
Thursday’s need-to-know money news
Today’s top story: How to get your bank to fix a credit card error. Also in the news: How to overcome money anxiety, 12 odd tax deductions that could save you money, and a new government crackdown on aggressive debt collectors. How Do I Get My Bank to Fix a Credit Card Error? Be prepared […]
Three reasons not to simplify your financial life
January seems to beg for fresh starts, organizing binges and articles about simplifying your life. In some ways, though, a little complexity is a good thing. Of course, paring and consolidating your financial accounts, for example, can help you better track your money. You may find it easier to coordinate your investments, save on account […]