Dear Liz: I’ve been using a free credit site to learn more about credit reports and credit scores. Recently I looked around and found reviews about how “horribly inaccurate” these free scores are. Where can I go to find my real FICO credit scores? I need the ones that matter, the ones that lenders use. […]
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Q&A: More on Saving for Retirement
Dear Liz: Here is another take on your response to the reader who questioned whether retirement calculators were a hoax that promoted excessive savings rates. You mentioned that current retirees had enough pensions, Social Security and savings to replace nearly 100% of their working income, while younger people likely would have only enough to replace […]
Friday’s need-to-know money news
Today’s top story: Why more banks are turning to biometrics for security. Also in the news: How natural disasters can hurt your finances, how to get your late credit card payment waived, and 10 things that will cost you less this summer. More Banks Turn to Biometrics to Keep an Eye on Security Your eyes […]
Thursday’s need-to-know money news
Today’s top story: How much should you save for retirement? Also in the news: Tips for buying a home if you have student loans, what to expect from bankruptcy counseling, and how men and women retire differently. How Much Should You Save for Retirement? Establishing guidelines. 5 Tips For Buying A Home If You Have […]
Wednesday’s need-to-know money news
Today’s top story: What you need to know about the new overtime pay rule. Also in the news: Using a personal loan to pay for your wedding, the most aggravating things about your cable bill, and how Fanny Mae is making things easier for first-time home buyers. Overtime pay: What you need to know about […]
12 Money Rules to Live By
One-size-fits-all financial advice isn’t supposed to work. We’re all as unique as snowflakes, so the financial rules that guide us should be molded to our individual situations. Except it turns out that rules of thumb can be really helpful. A study of West Point cadets, for example, found teaching rules of thumb was at least […]