Dear Liz: I’m at 74-year-old retired woman living in a completely paid-off condo in California. I hold title in my name only. I would like to add my partner of 20 years and my married adult daughter to my home title so they will not have to go through probate if something happens to me. […]
Recent Blog Posts
Q&A: Credit cards just keep coming
Dear Liz: I use only two credit cards. But I have several credit cards I never use. When the cards expire, the issuers send me new ones. I just received two more cards, with new expiration dates, which I will not use. I keep hearing that cancellation of cards results in lower credit scores. How […]
Q&A: Credit score after bankruptcy
Dear Liz: This is just to add to your observation that credit scores tend to improve after a bankruptcy. I filed Chapter 13, which required a five-year repayment plan. At that point my score was around 640. The day of the discharge, I was able to get a car loan at 3% interest. Also, the […]
Wednesday’s need-to-know money news
Today’s top story: 4 ways you can protect your credit score over the holidays. Also in the news: Giving Tuesday and beyond, why you should think twice before grabbing certain Black Friday deals, and the used cars with the best discounts on Black Friday. 4 Ways You Can Protect Your Credit Score Over the Holidays […]
Tuesday’s need-to-know money news
Today’s top story: How to avoid checking account disasters over the holidays. Also in the news: Ideas for Giving Tuesday, where to find the best Black Friday cell phone deals, and the 7 highest paying jobs for men and women. Dodge Checking-Account Disaster Over the Holidays Be vigilant. 4 Ideas for Giving Tuesday 2016 Giving […]
President-elect Trump, save the CFPB
Ten years ago, bullies had taken over the playground. Financial service firms preyed on their customers with impunity: —Lenders made expensive, risky mortgages to people who couldn’t afford to pay the money back. —Credit card issuers foisted overpriced insurance and other add-on products on millions of unsuspecting customers. —Credit bureaus ignored evidence submitted by people […]