Dear Liz: My wife and I have updated our will and trust every 10 years. So far we’ve been sorely disappointed. The local bar association recommended some attorneys, but they were relatively young, inexperienced, unable to answer a lot of our most basic questions, and produced documents that I could have created on my home […]
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Q&A: When rolling your 401(k) into an IRA isn’t a good idea
Dear Liz: I have just retired. I have a 401(k) from work. Do I keep it as is or do I roll it over into an IRA? Answer: Investment companies and their representatives like to push the idea of rollovers as the best option, but that may profit them more than it does you. Leaving […]
Friday’s need-to-know money news
Today’s top story: 12 African-American financial gurus to follow in 2018. Also in the news: 3 ways to screw up your investment portfolio, the fee for U.S. Passports is increasing, and watching out for fake car deals this Presidents’ Day Weekend. 12 African-American Financial Gurus to Follow in 2018 Learning from the pros. 3 Ways […]
Thursday’s need-to-know money news
Today’s top story: Know how and when to thaw your credit. Also in the news: How to find lost 401(k) cash and other unclaimed money, why you should listen to money podcasts, and serious financial mistakes to avoid when getting engaged. Don’t Be Frozen Out — Know How and When to Thaw Your Credit Credit […]
Wednesday’s need-to-know money news
Today’s top story: Will your relationship last? Depends on your investment. Also in the news: How 12 Olympians pinched pennies to chase gold, your guide to buying life insurance on someone else, and the financial benefit of skipping Valentine’s Day. Will Your Relationship Last? Depends on Your Investment Putting in the time and effort. How […]
You’re married, but your assets don’t have to be
People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce. Even ordinary folks without prenups, though, should think about how to protect their money if something goes wrong. Planning for divorce may be cynical, but it’s also smart, San Diego certified financial planner […]