Today’s top story: Where college students can find emergency money, food and housing. Also in the news: 8 ways to get cheap movie tickets, how the new CFPB prepaid card rule affects you, and your 2018 HSA contribution limit just changed (again). Where College Students Can Find Emergency Money, Food and Housing You’re not alone. […]
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Thursday’s need-to-know money news
Today’s top story: How to build your ‘Oh, Crap!’ fund. Also in the news: A strategy that could help new grads retire sooner, United Airlines sets a new pet transport policy, and what happens to your debts when you die. How to Build Your ‘Oh, Crap!’ Fund Don’t get caught empty-handed. New Grads, This Strategy […]
Wednesday’s need-to-know money news
Today’s top story: Money advice for new graduates – and some old-school wisdom. Also in the news: Should you fix or break up with your car, types of stocks to look at if you’re getting back into the market, and how to determine if you need life insurance in retirement. Money Advice for New Grads […]
Tuesday’s need-to-know money news
Today’s top story: What is synthetic identity theft? Also in the news: The top 5 places to invest in for new grads, why more credit cards are helping you speed through airport security, and what you don’t know about foreign transaction fees. What Is Synthetic Identity Theft? Imaginary applicants with very real data. New Grads: […]
How to build your ‘Oh, crap!’ fund
The emergency fund is a bust. Millions of Americans don’t have one, and some of those who do resist tapping what they’ve saved. I’d like to propose an alternative for both sets of people: The “oh, crap!” fund, a savings account for not-quite-emergency expenses. One of the reasons people don’t have emergency funds is misplaced […]
Q&A: If you’re putting money in a 401(k) and an IRA at the same time, be ready for the taxes
Dear Liz: I recently returned to a regular 9-to-5 job after freelancing for several years. I contributed the maximum amount to an IRA while self-employed and continued to do so after starting my new job. I was surprised to learn when doing my taxes this year that I could not deduct my IRA contributions because […]