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Recent Blog Posts

August 8, 2022 By Liz Weston

Monday’s need-to-know money news

Today’s top story: How to save on school supplies by tapping your community. Also in the news: A new episode of the Smart Money podcast on explaining cryptocurrency, how to feel richer (even when you’re not), and where home prices are dropping the most. How to Save on School Supplies by Tapping Your Community It’s […]

August 8, 2022 By Liz Weston

Q&A: Dumping debt could make you ‘credit invisible.’ Why that’s a problem and how to fix it

Dear Liz: I have a credit card issue that I’ve not been able to resolve and hope that you can provide some helpful suggestions. I am a debt-free senior. I owe nothing on my house or vehicles and I pay off my one credit card each month. I’ve no missing payments on utilities. My credit […]

August 8, 2022 By Liz Weston

Q&A: Deciding on when to take Social Security

Dear Liz: My ex-husband is 13 years younger than I. We were married for 10 years and he earns more than I do. If I start drawing my own Social Security benefit at age 70, can I switch to his benefit when I’m 75 and he is 62? Answer: Normally when someone applies for Social […]

August 8, 2022 By Liz Weston

Q&A: Inherited IRA taxes

Dear Liz: I have about $16,000 in a Roth IRA that I plan to leave to my daughter. When she collects this on my death, does she pay tax on the withdrawals? Answer: No. She would have to pay taxes on withdrawals if the money were in a regular inherited IRA, but not if the […]

August 5, 2022 By Liz Weston

Friday’s need-to-know money news

Today’s top story: Should you Buy Now, Pay Later for back-to-school? Also in the news: $6 billion in relief to defrauded students signals change ahead, six ways to support small businesses hit with inflation, and these online resources will help you find free college textbooks. Should You Buy Now, Pay Later for Back-to-School? You can […]

August 4, 2022 By Liz Weston

Thursday’s need-to-know money news

Today’s top story: What Equifax’s credit score miscalculations mean for consumers. Also in the news: 5 ways to feel richer (even if you’re not), mortgage rates to stay high in August, and who should consider a spousal IRA. What Equifax’s Credit Score Miscalculations Mean for Consumers Equifax, one of the three major credit bureaus, announced […]

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