Friday’s need-to-know money news

Today’s top story: How to tackle your holiday debt. Also in the news: Saving time on your FAFSA, how to deal with debt before retirement, and the best financial tips that can fit on an index card. Pay Off Your Holiday Bills in This Order Tackling your holiday debt. 5 Hacks to Save Time on […]

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Thursday’s need-to-know money news

Today’s top story: The excuses that are keeping you from being debt-free. Also in the news: A major data breach at Time-Warner Cable, smart ways to spend your tax refund, and why most Americans couldn’t handle a surprise $500 bill. 5 Excuses Keeping You From Being Debt-Free No more excuses. If you’re a Time-Warner Cable […]

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My new job–and a book giveaway!

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I’m delighted to announce that I’ve accepted a job with Nerdwallet, the personal finance site, and to celebrate this leap I’m giving away a copy of Tess Vigeland’s wonderful memoir “Leap: Leaving a Job with No Plan B.” To enter to win, please leave a comment here on my blog (not my Facebook page). You […]

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Wednesday’s need-to-know money news

Today’s top story: What the recent Fed rate hike means for your adjustable-rate mortgage. Also in the news: One state moves to forgive student loans, how to write ironclad financial resolutions, and how to supercharge your retirement savings. Is It Time to Refinance Your Adjustable-Rate Mortgage? What the recent Fed increase means for your rate. […]

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Tuesday’s need-to-know money news

Today’s top story: Scoring a lower credit card interest rate. Also in the news: the one resolution to improve your finances, creating your own financial plan, and why you need a budget, even if you’re broke. How to Score a Lower Credit Card Interest Rate Time to negotiate. The 1 New Year’s Resolution To Improve […]

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Monday’s need-to-know money news

Today’s top story: How to simplify your finances in 2016. Also in the news: The questions credit carholders should be asking, what homeowners can expect in 2016, and how long different items stay on your credit report. Four Ways To Simplify Your Finances In 2016 Making your financial life a little easier. 5 Questions Every […]

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Q&A: Best savings vehicle for a baby

Dear Liz: I recently gave birth to a little boy. I am wondering about the best savings vehicle that would offer flexibility for when family gives him money. I don’t want to tie it up in a 529 college savings plan in case he doesn’t want to go to college or has other needs. Answer: […]

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Q&A: Authorized credit card users

Dear Liz: I have read that only the primary cardholder is responsible for the balance on a credit card, not the authorized user (such as a spouse). When that primary cardholder dies, there is no obligation for an authorized user to pay off the balance. Is this accurate? What would prevent someone whose primary cardholder […]

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Q&A: Social Security spousal benefit

Dear Liz: I am 57 and my husband is 60. I will have a bigger Social Security benefit than he will. He plans to retire at 65 when he will take his own retirement benefit. I will file and suspend at my full retirement age (66 and 6 months), at which time he can file […]

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Your post-holiday financial recovery plan

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Holiday overindulgence can lead to throbbing heads, expanded waistlines — and piles of credit card bills. In my latest for MoneyWatch, some suggestions for getting back on track if you overdid it on the holiday spending. In my latest for Time, a look at what Baby Boomers should do with their finances as they approach […]

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