Q&A: Don’t believe this credit score myth

Dear Liz: Is it true that no credit is as bad as bad credit? I recently paid off my house and have no car loans. I use four credit cards every month, including one for automatic monthly bills. All are paid in full as soon as I get the bills. So practically speaking, I have […]

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Q&A: The value of a special needs trust

Dear Liz: You recently answered an inquiry from a lady who was furious about the lack of estate planning provided by her brother-in-law for his disabled daughter. As the father of a special needs child, I read the synopsis hoping that a special needs trust was created and maybe was just not known by the […]

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Q&A: Providing for a disabled child

Dear Liz: The letter about the disabled daughter was horrifying, but the father isn’t the only villain here. Surely the mother knew what kind of man she married. Shouldn’t she have made provisions for her daughter in her own estate plans? Answer: Ideally, yes. No parent should assume a spouse will “do the right thing” […]

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Friday’s need-to-know money news

Today’s top story: With mobile payments, you can go without a wallet at checkout. Also in the news: Managing your credit card debt plan with a paycheck, cheap and easy dinner ideas from frugal nerds, and the new 401(k) and IRA contribution limits for 2019. With Mobile Pay, You Can Go Without a Wallet at […]

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Thursday’s need-to-know money news

Today’s top story: How to score luxury travel for less. Also in the news: Target’s Black Friday ad, how to save money on health care, and breaking down the three new tiers of economy airline fares. How to Score Luxury Travel for Less Luxury travel at less-than-luxurious prices. Target Black Friday 2018 Ad, Deals and […]

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Wednesday’s need-to-know money news

Today’s top story: How to dispose of a credit card. Also in the news: Costco’s Black Friday ad, 3 simple ways to boost your savings, and how to tell when a sale isn’t actually worth it. How to Dispose of a Credit Card — No Burying Required Put the shovel away. Costco Black Friday 2018 […]

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How to score luxury travel for less

Let’s shatter one myth right now: Airline passengers typically can’t talk their way into upgrades from the cheapest coach seats to first class just by dressing up and asking politely. Travel providers usually save their best experiences — comfortable seats, spacious hotel suites, quick check-in lines — for those willing to pay more. When upgrades […]

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Monday’s need-to-know money news

Today’s top story: Overcoming your fear of your college debt. Also in the news: 3 simple ways to boost your savings, tools and tactics to do your own financial planning, and overcoming your financial fears. Are You Afraid of Your College Debt? Start by knowing where you stand. 3 Simple Ways to Boost Your Savings […]

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Q&A: Disabled daughter left out of will

Dear Liz: When my husband’s brother passed away last year, he left a sizable estate to his second wife of five years (the mother of his children died 10 years ago). He left nothing to his two adult sons or young grandchildren. But the most troubling part was that he left no provision for his […]

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Q&A: Here’s why timeshares are a bad investment

Dear Liz: About two years ago, I lost my timeshare because of financial hardship. I paid off the mortgage but after my divorce I missed paying the annual fees. Is there any way I can regain it, or can the company just take it like they did? Also, is it worth it to try to […]

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