Wednesday’s need-to-know money news

Today’s top story: The high cost of bad credit. Also in the news: 5 tips to finding a cheaper flight, auto-paying bills by credit card, and United States workers are losing out on billions of dollars in pay. How Costly Is Bad Credit? Many Don’t Know, Survey Shows Ignorance isn’t bliss. 5 Tips to Find […]

Continue reading...

Tuesday’s need-to-know money news

Today’s top story: A guide to who needs life insurance. Also in the news: Budgeting for new parents, planning a summer family vacation, and how to still afford a house while spending all your money on avocado toast. A Guide to Who Needs Life Insurance Do you? Budgeting for New Parents: From Day Care to […]

Continue reading...

How to ruin your finances fast

Some financial disasters are a long time in the making. It typically takes years of unfortunate choices — minimum credit card payments, forgone savings opportunities — to create suffocating debt or a poverty-level retirement. Other disasters you can trigger almost instantly. The decision itself costs money, or the clock starts ticking toward a consequence you […]

Continue reading...

Monday’s need-to-know money news

Today’s top story: How credit card bonuses got so big and hard to grab. Also in the news: VA Loan eligibility and requirements for 2017, how to detect scams that could ruin your retirement, and 10 numbers that may make or break your retirement. How Credit Card Bonuses Got So Big and Hard to Grab […]

Continue reading...

Q&A: How to improve your FICO score

Dear Liz: My FICO score is just under 800. The reason given that it is not higher is that I don’t have any non-mortgage leases. What would be the cheapest way to remedy this without buying something expensive? Answer: When you get your credit scores, you may be given sometimes-vague reasons for why they’re not […]

Continue reading...

Friday’s need-to-know money news

Today’s top story: What to do when you get an IRS audit notice. Also in the news: Budgeting for new parents, where to sell your stuff online, and how your credit score is linked to your chance of divorce. I Got an Audit Notice From the IRS — Now What? Take a deep breath. Budgeting […]

Continue reading...

Thursday’s need-to-know money news

Today’s top story: How to keep Mother’s Day spending down. Also in the news: How the rise in student loan rates will affect borrowers, where to sell your stuff online, and will you see a Social Security check in your lifetime. Mother’s Day Spending Is up, but You Can Keep Costs Down It’s the thought […]

Continue reading...

Wednesday’s need-to-know money news

Today’s top story: Goofed on your tax returns? Here’s what to do. Also in the news: 5 awful reasons to buy a stock, what newlyweds need to know about insurance, and does free shipping make you spend more money. Goofed on Your Tax Return? Here’s What to Do Don’t panic. 5 Awful Reasons to Buy […]

Continue reading...

Tuesday’s need-to-know money news

Today’s top story: How to dodge scams and time-wasters in the online job market. Also in the news: Credit card bonuses are drifting further away, how job hopping can hurt Millennials in retirement, and how to fraud-proof your retirement savings. Online Jobs: How to Dodge Scams and Time-Wasters Don’t get taken for a ride. As […]

Continue reading...

Why you need 3 savings accounts

Some of us hoard cash while paying 18% interest on a credit card balance. Others blow through a tax refund as if it were free money when it’s actually a return of our own hard-earned dollars. This brain quirk has a name: mental accounting. We treat money differently depending on where it comes from and […]

Continue reading...