Tuesday’s need-to-know money news

Today’s top story: How to wreck someone else’s credit. Also in the news: How much you need to save in case of an emergency, five tax resolutions for next April 15th, and ten steps to a smarter spending plan. 4 Ways You Can Wreck Somebody Else’s Credit Not that you should, of course. In Case […]

Continue reading...

Monday’s need-to-know money news

bankruptcy_form

Today’s top story: How to decide between debt consolidation or bankruptcy. Also in the news: Apps that can help you save money right now, how to create an income plan from your retirement savings, and how to protect yourself against unemployment. Debt Consolidation Vs. Bankruptcy: Which Should You Choose? How to make a crucial decision. […]

Continue reading...

Q&A: Saving for retirement

Dear Liz: After many years of unemployment, I finally got a full-time position. It is a state job with a pension. How much do I need to save for retirement? Can I focus on paying off debt and saving for college, and trust I will be OK in retirement? Answer: Your long stint of unemployment […]

Continue reading...

Q&A: Credit freezes

Dear Liz: Is there a way to lock my credit history and access to prevent the unscrupulous from opening accounts in my name? Maybe I’m rare, but I have enough existing credit cards, don’t have a mortgage and essentially have no debt, and I want to keep it that way. I suspect businesses that make […]

Continue reading...

Friday’s need-to-know money news

Today’s top story: The best credit cards for the forgetful. Also in the news: How special financing deals can end up costing you more, why leasing cars may be better for retirees, and what to do when someone has stolen your tax refund. 4 Credit Cards for the Forgetful Avoiding the fees for your forgetfulness. […]

Continue reading...

Wednesday’s need-to-know money news

Today’s top story: Fees to watch out for when buying a home. Also in the news: How to request a tax extension, original ways to spend your tax refund, and what we can learn about finances from Game of Thrones. 6 Fees to Look Out for When Buying a Home As if the home didn’t […]

Continue reading...

Tuesday’s need-to-know money news

scam

Today’s top story: How to spot a credit repair scam. Also in the news: Using the home office tax deduction with a mortgage interest rate deduction, a costly tax trap older Americans need to avoid, and answers to embarrassing money questions. Top 4 Ways to Spot a Credit Repair Scam If it looks too good […]

Continue reading...

Monday’s need-to-know money news

Today’s top story: Tips on cutting your tax bill. Also in the news: How to get a retirement match from the IRS, money-management tips for the self-employed, and what you need to consider before making a risky investment. 7 Ways to Cut Your Tax Bill Keep more of your hard-earned money. Get a $1,000 Retirement […]

Continue reading...

Q&A: How to help family while on a limited budget

Dear Liz: My son, who is almost 50, is mentally and emotionally challenged. He has been unemployed and homeless for years. Although not a criminal, he’s been in jail a few times because of his explosive, combative nature. There seems to be no help for him in the state where he lives. I do send […]

Continue reading...