Get smart with your money
Dear Liz: I have an airline credit card but I find it really hard to use the frequent flier miles I get. The “free” flights have gotten more expensive (they take more miles) and harder to find. I’m getting sick of paying an annual fee for nothing. Would I be better off with a cash-back […]
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Dear Liz: I’ll be retiring shortly. After 30 years of public service, I’m fortunate to have a generous pension. I’ll be paying off all my debts upon retirement, including my mortgage. I have a deferred compensation account that I will leave untouched until I’m required to take disbursements at 70 1/2 (15 years from now). […]
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Today’s top story: Don’t let the extra hour of sun burn your wallet. Also in the news: Strategies to save money each month without sacrificing, why you should embrace classic investing wisdom under President Trump, and how to stop spending impulsively once and for all. Don’t Let the Extra Hour of Sun Burn Your Wallet […]
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Today’s top story: Distinguishing between needs vs. wants and how to budget for both. Also in the news: The pros and cons of an LLC, the bull market’s 8th anniversary, and why you shouldn’t lie on your taxes. Needs vs. Wants: How to Distinguish and Budget for Both An important distinction. LLC: Pros and Cons […]
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Today’s top story: 12 tips to cut your tax bill. Also in the news: Why Millennials shouldn’t forget about estate planning, 7 amazing things to be after you die, and the U.S. cities with the highest credit scores. 12 Tips to Cut Your Tax Bill Itemizing is key. Millennials, Don’t Forget Estate Planning Putting it […]
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The word “bills” used to be synonymous with “fixed expenses.” But there’s nothing fixed about many of the bills a typical household pays today. Some bills have introductory rates that expire, shooting monthly costs skyward. Others offer secret discounts or upgrades to those in the know. Providers constantly tweak their plans and pricing, which means […]
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Today’s top story: What immigrants earn in each state and how much they send abroad. Also in the news: Steps to reach your savings goal, why you should tread carefully in the broker wars, and why your financial planner should be a fiduciary. What Immigrants Earn in Each State and How Much They Send Abroad […]
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Today’s top story: Finding which tax credits you qualify for. Also in the news: New rules could mean lower life insurance rates, why you shouldn’t fear your mobile wallet, and all the credit card companies that offer free access to your credit score. What Tax Credits Can I Qualify For? Saving the most money possible. […]
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Dear Liz: When I changed jobs, I rolled my 401(k) account into an IRA and took it to a financial planner. He invested it initially and now has a management company watching it. So now I am paying quarterly fees to him, the management company and the IRA custodian. The fees average about $2,000 a […]
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Dear Liz: Is it possible to make student loan payments directly toward our son’s lender without them being considered a gift and thereby subject to the gift tax after a certain amount? Answer: No. But gift taxes aren’t an issue for the vast majority of Americans. You and your spouse would have to give away […]
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