Wednesday’s need-to-know money news

Today’s top story: These 4 tax scams could really cost you. Also in the news: 3 times you can pay taxes with plastic and come out ahead, how to decide between investing in a 401(k) or a Roth 401(k), and the 5 best free money-management apps.

These 4 Tax Scams Could Really Cost You
Here’s how to avoid them.

3 Times You Can Pay Taxes With Plastic and Come Out Ahead
Maximizing your rewards.

Should You Invest in a 401(k) or Roth 401(k)?
Deciding which is best.

The 5 Best Free Money-Management Apps
Managing your finances by phone.