Tuesday’s need-to-know money news

635522783074355959-holiday-cardsToday’s top story: How to protect yourself against online identity fraud. Also in the news: Myths about student loan consolidation, why fewer retirement savings options could be a good thing, and the hefty cost of those Oscar gift bags.

Follow These Steps to Guard Against Online Identity Fraud
Doing whatever it takes to protect your identity.

5 Myths about Student Loan Consolidation
Don’t fall into a deeper debt trap.

How a Simpler Approach to Retirement Savings Can Make You Richer
Lots of options isn’t always a good thing.

The Taxability of Oscars Gift Bags
All that swag comes with a hefty tax bill.