Tuesday’s need-to-know money news

Student-LoansToday’s top story: How to decide if you should refinance your student loans. Also in the news: Credit card scams to watch out for, money-saving tips for the holidays, and hidden perks in your credit cards.

This Infographic Helps You Decide If You Should Refinance Student Loans
Refinancing could give you some breathing room.

3 Credit Card Scams You Need to Watch Out For
Protect yourself.

5 smart money-saving tips for the holidays
Especially if you’re still paying off last year’s holiday shopping.

8 Perks That Might Be Hiding in Your Credit Cards
What you could be missing out on.

7 simple steps to wise charitable giving
Donating strategically.