Tuesday’s need-to-know money news

Today’s top story: A bill in front of Congress could change the way credit scores are calculated. Also in the news: Lifehacks for your wallet, how using your middle name could hurt your credit rating, and how to save money on Halloween Costumes.

How Your Middle Name Could Hurt Your Credit
The slightest variation in your name could damage your credit.

6 Frightfully Frugal Halloween Costumes
Don’t let your wallet get tricked.

11 Life Hacks — For Your Wallet
Some creative tips to help you save money.

Should credit scores include rent and cable bills?
Congress could revamp the way credit scores are calculated.

8 Tips for Saving Money While Traveling This Holiday Season
Holiday travel without the holiday headaches.