Thursday’s need-to-know money news

file_161555_0_tax refundToday’s top story: Year-end tricks to boost your tax refund. Also in the news: Unstacking the deck for student loan borrowers, the most important mortgage documents you’ll sign, and why you shouldn’t raid your retirement savings to pay for the holidays.

5 Year-End Tricks to Boost Your Tax Refund
Now’s the time to reduce your tax liability.

Unstacking the Deck for Student Loan Borrowers
There’s a lot of money at stake.

The 4 Most Important Mortgage Documents You’ll Sign
What you’ll be signing if you purchase a home in the near future.

5 Safety Features That Can Save You Money on Car Insurance
Every penny counts.

Don’t Raid Your Retirement Account to Pay for the Holidays
The high costs of splurging.