Thursday’s need-to-know money news

Today’s top story: Why you need a 401(k) in your 20s. Also in the news: How being lazy can help you save money, the new rules of credit card point etiquette, and how to spot financial infidelity.

Yes, You Need a 401(k) in Your 20s — Here’s Why
Paving the long road.

How Being Lazy Can Help You Save Money
Automatic banking can help.

New Rules of Credit Card Points Etiquette
When to use your points.

How to Spot Financial Infidelity
Noticing the signs.

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