The best ways to build credit now

Once, building credit meant taking on debt — sometimes expensive debt like a car loan or a credit card with a high rate.

Today, it’s possible to build a good credit score in a year without a big chunk of cash upfront or a large debt at the end. You can make yourself look better to lenders while keeping more money in your pocket. In my latest for the Associated Press, how to build credit the right way.

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