Monday’s need-to-know money news

Today’s top story: What really happens when you try to win money to pay down student loans. Also in the news: How to sidestep the potential pitfalls of travel credit cards, new Barclays feature gives you more spending control, and how to pay the exact amount of taxes you owe in advance.

What Really Happens When You Try to Win Money to Pay Down Student Loans
Behind the scenes.

How to Sidestep the Potential Pitfalls of Travel Credit Cards
Free travel can be costly.

New Barclays Feature Takes Card Locking One Step Further
More ways to control your spending.

How to Pay the Exact Amount of Taxes You Owe in Advance
Using the IRS Withholding Calculator.