Friday’s need-to-know money news

Today’s top story: New payday loan rule protects borrowers from sinking into debt. Also in the news: Sailing into Columbus Day sales, how to make money on Amazon, and why you’re losing money if cash is your only savings strategy.

New Payday Loan Rule Protects Borrowers From Sinking Into Debt
Protecting the consumer.

Should You Sail Into Columbus Day Sales?
What to purchase this weekend.

How to Make Money on Amazon
So that you can turn around and then spend it on Amazon.

If Cash Is Your Only Savings Strategy, You’re Losing Money
A piggy bank doesn’t draw interest.

Thursday’s need-to-know money news

Today’s top story: Why a rainy day fund is as crucial as emergency savings. Also in the news: How to deal with a credit card issuer who has you seeing red, how to make money on Upwork, and 5 personal finance tips from billionaires.

Rainy Day Fund Is as Crucial as Emergency Savings
Handling all levels of crises.

Credit Card Issuer Got You Seeing Red? Try These Tips
Demanding answers.

New Freelancers: How to Make Money on Upwork
Earning some pocket money.

5 Personal Finance Tips From Billionaires
Learning from the best.

Wednesday’s need-to-know money news

Today’s top story: Crush impulse buying with these 4 Jedi mind tricks. Also in the news: 4 ways to make money as a college student, how and why to place a fraud alert on your credit lines, and what to do if you’ve lowballed yourself into a crummy salary.

Crush Impulse Buying With These 4 Jedi Mind Tricks
Buy this you won’t.

4 Ways to Make Money as a College Student
So you’re not stuck with ramen.

How to Place a Fraud Alert on Your Credit, and Why
Monitoring your credit lines.

How to Negotiate After You’ve Lowballed Yourself Into a Crummy Salary
Don’t accept less than you’re worth.

Tuesday’s need-to-know money news

Today’s top story: 5 mobile banking alerts to help you fight fraud. Also in the news: What to do if you can’t replay your SBA loan, 7 habits of highly effective credit card users, and the worst cities for record high ATM fees.

5 Mobile Banking Alerts to Help You Fight Fraud
Using your phone to protect your money.

What to Do If You Can’t Pay Back Your SBA Loan

7 Habits of Highly Effective Credit Card Users

$5 to access your own money? ATM fees jump to record high and these cities are the worst

Friday’s need-to-know money news

Today’s top story: Protecting your credit even as Equifax vows free lifelong credit lock. Also in the news: Sorting out an athlete’s tax bill, navigating car buying in a post-hurricane market, and the mobile game that helps you save money.

Protect Your Credit Even as Equifax Vows Free Lifelong Lock
Necessary steps.

Think Playing Quarterback Is Tough? Try Sorting Out an Athlete’s Tax Bill
Yikes.

Navigating Car Buying in a Post-Hurricane Market
Be careful you don’t get soaked.

One Part Personal Finance, One Part Mobile Gaming: Meet Long Game
Have fun while saving money.

Are you a yo-yo debtor? Ways to break that cycle

Americans’ debt loads, like our waistlines, tend to expand as we approach middle age and then gradually diminish as we get older.

Some people, though, are yo-yo debtors, fighting an ongoing up-and-down battle with debt. They pay it off, or come close, only to find themselves battling bills once again. But there are ways to break that cycle.

In my latest for the Associated Press, how to break the cycle of yo-yo debt.

Thursday’s need-to-know money news

Today’s top story: The best cities for recent college graduates. Also in the news: Why paying bills is a grind for almost half of Americans, how to trim expensive wedding frills without cutting guests’ fun, and everything you wanted to know about your credit report but were afraid to ask.

Best Cities for Recent College Grads
Starting someplace new.

Paying Bills Is a Grind for 43% of Americans, CFPB Finds
Living paycheck-to-paycheck.

Trim Expensive Wedding Frills Without Cutting Guests’ Fun
Concentrating on the important things.

Everything you wanted to know about your credit report — but were afraid to ask
No dumb questions.

Squeamish about buying used items? Get over it

Bedbugs. Weird smells. The possibility of imminent breakdowns. People have all sorts of excuses for not buying used stuff.

Those who deliberately buy used items, though, say such fears are not just overblown — they’re also expensive.

In my latest for the Associated Press, how buying used items can save you money while not sacrificing quality.

Monday’s need-to-know money news

Today’s top story: You could be overspending with credit cards. Yes, you. Also in the news: Your excuses for not contributing to a 401(k) are dwindling, which is the best way for you to zap your debt, and how millennials can prepare for the next financial crisis.

You Could Be Overspending With Credit Cards. Yes, You.
Keeping your spending in check.

Your Excuses for Not Contributing to a 401(k) Are Dwindling
No more excuses.

Different Ways to Zap Your Debt: Which Is for You?
Finding the best way to conquer your debt.

How millennials can prepare for the next financial crisis
Preparing for the inevitable.

Monday’s need-to-know money news

Today’s top story: Lock down your data right now after Equifax breach.Also in the news: Health insurers ease rules for Harvey Victims, protecting critical documents from disaster with a bug-out bag, and the credit move than can bump your score in 30 days.

Lock Down Your Data After Equifax Breach — Right Now
Immediately.

Health Insurers Ease Rules for Harvey Victims
Checking your options.

Protect Critical Documents From Disaster With a ‘Bug-Out Bag’
Be ready to go at a moment’s notice.

The credit move that can bump up your score in 30 days
Pay your bill early.