Tuesday’s need-to-know money news

Today’s top story: There’s still time to make an IRA contribution for 2016. Also in the news: FAFSA tool outage, 4 money lies you might be telling yourself, and when a tax refund means bankruptcy.

There’s Still Time to Make an IRA Contribution for 2016
You have a couple more weeks.

FAFSA Tool Outage: Students It Affects Most and How to Cope
Added stress.

4 Money Lies You Might Be Telling Yourself
Time for the truth.

When a tax refund means bankruptcy
The means to pay for going broke.

Tax refund predators are waiting

People who don’t have much money during the rest of the year can become big targets during tax refund season.

For those living paycheck to paycheck, tax refunds — which average around $3,000 — may be the largest chunk of unobligated cash they see all year. Retailers hope to get some of that money, but so do debt collectors, buy-here-pay-here car lots, and purveyors of interest-free loans that come with fat fees. People flush with cash need to proceed with caution.

In my latest for the Associated Press, how to protect yourself from tax refund predators.

Wednesday’s need-to-know money news

Today’s top story: NerdWallet’s best credit card tips for February. Also in the news: How to cope with delayed tax refunds, brick and mortar stalwarts close as e-commerce thrives, and free online classes to improve your financial literacy.

NerdWallet’s Best Credit Card Tips for February 2017
What cards will serve you best?

IRS Delays Some Tax Refunds: How to Cope
Security measures to slow things down.

As E-Commerce Thrives, Macy’s, Sears Stores Close
Brick-and-mortar stores turned to dust.

5 free online classes to improve your financial literacy
No excuses!

Tuesday’s need-to-know money news

Pile of Credit CardsToday’s top story: What yo look for in a credit card for bad credit. Also in the news: How to decide whether you should save, invest, or pay off student loans, how to spend less money in your 20s, and why next year’s tax refund might be late.

What to Look for in a Credit Card for Bad Credit
Pay close attention to fees.

Should I Save, Invest or Pay off Student Loans?
Using your money wisely.

10 Ways to Spend Less in Your 20s
The more you can save the better.

Adjust Your Withholding Now Because Next Year’s Tax Refund Might Be Late
Be prepared to wait.

Monday’s need-to-know money news

file_161555_0_tax refundToday’s top story: Smart things to do with your tax refund. Also in the news: New options for payday loan borrowers, how to build an emergency fund on a low income, and how to decide when to claim Social Security.

Smart Things To Do With Your Tax Refund
Putting your refund to good use.

A New Option for Payday Loan Borrowers
Borrowers in California and Texas may have better options.

Build Your Emergency Fund On a Low Income With a Simple Bill Tweak
A slight tweak in how you pay your bills could save the day.

3 fast facts that can help you decide when to claim Social Security
Making the best decision for your retirement.

Monday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: What you can learn from your 2015 tax returns. Also in the news: Getting the most from mobile banking, using the 50/20/30 rule for your budget, and the number one thing Americans plan to do with their tax refunds.

What You Can Learn From Your 2015 Tax Return
Revealing info on your investments.

Mobile Check Deposits: Pro Tips to Ensure They Go Smoothly
Getting the most from a convenient way of banking.

This Is the No. 1 Thing Americans Do With Their Tax Refund
The answer may surprise you.

Use the 50/20/30 Rule to Outline Your Budget For Every Need
Proportioning your expenses.

Thursday’s need-to-know money news

file_161555_0_tax refundToday’s top story: How to keep your tax refund safe. Also in the news: How to achieve financial fitness, building your gift-buying budget, and how to be smart about holiday spending.

The Simple Way to Keep Your Tax Refund Safe
Protecting what’s yours.

5 Money-Saving Exercises to Achieve Financial Fitness
Getting your wallet in shape.

How to Build Your Gift-Buying Budget
Be strategic.

Why the Holidays Make Us Dumb About Spending
How to stay smart.

Wednesday’s need-to-know money news

refinancingToday’s top story: Fees to watch out for when buying a home. Also in the news: How to request a tax extension, original ways to spend your tax refund, and what we can learn about finances from Game of Thrones.

6 Fees to Look Out for When Buying a Home
As if the home didn’t cost enough already!

How to ask for a tax extension
Don’t avoid the issue.

7 Slightly Original Ways To Spend Your Tax Refund
Still not a $10,000 Apple Watch.

Experts Cull Financial Lessons From ‘Game of Thrones’
The Lannisters always pay their debts, and so should you.

How to Rebuild Your Finances After Draining Your Emergency Fund
How to start over.

Wednesday’s need-to-know money news

Student-LoansToday’s top story: Little known ways to get your student loans forgiven. Also in the news: What to do when you can’t pay your taxes on time, tools that can help you build wealth for the future, and great ideas for you tax refund.

5 Little-Known Ways to Get Your Student Loans Forgiven
Do you qualify?

When You Can’t Pay Your Taxes On Time
Ignoring them will only make matters worse.

5 Tools That Can Help You Build Wealth for the Future
Looking at the long term.

11 Great Ideas for Your Tax Refund
The $10,000 Apple Watch isn’t one of them.

Tuesday’s need-to-know money news

file_161555_0_tax refundToday’s top story: What to do with your tax refund. Also in the news: Financial aid myths, how much you should contribute to your 401(k), and easy steps to get started with investing.

How to Put Your Tax Refund to Good Use
Alternatives to spending it on new stuff.

5 Myths About College Financial Aid
Financial aid mythbusting.

How Much Should You Contribute to Your 401(k)?
Even the smallest amounts can pay off in the long run.

6 Easy Steps to Get Started With Investing
Don’t be intimidated.

How Being Too Open About Money Can Backfire
TMMI – Too Much Money Information