Parents who borrowed to put their kids through college now have several options to refinance their federal PLUS loans, including, in some cases, the ability to transfer their debt to those children.

The situation is a sharp turnaround from the period after the financial crisis, when private lenders fled the student loan market and few borrowers were able to refinance their debt to take advantage of lower rates.

Lending began to thaw in 2012 when a few start-ups, credit unions and banks began offering refinancing to student borrowers, said Andy Josuweit, chief executive officer of education loan information site Student Loan Hero.

In my latest for Reuters, a look at which lenders have added PLUS refinancing.

And in my latest for CBS Moneywatch, a look at “card cracking” scams that are taking over social media.