Friday’s need-to-know money news

Today’s top story: 3 things that will change when you’re a homeowner. Also in the news: 3 times you can pay taxes with plastic and come out ahead, eight ways you can save money right now, and what happens if you default on a loan.

3 Things That Change When You’re a Homeowner
All you’ll think about is money.

3 Times You Can Pay Taxes With Plastic and Come Out Ahead
Build up your rewards.

Eight Ways You Can Save Money Right Now
Automate your savings.

What Happens if You Default on a Loan?
Don’t take it lightly.

Tuesday’s need-to-know money news

Today’s top story: How to resist online ads and keep your money. Also in the news: Avoiding a common student loan scam, a NerdWallet special report on home buyers, and why you should schedule an extra student loan payment on the day the interest is lowest.

How to Resist Online Ads and Keep Your Money
Fighting temptation.

She Fell for a Common Student Loan Scam. You Don’t Have To
Don’t get duped.

Recent Home Buyers Stretched, Future Hunters Optimistic
A NerdWallet special report.

Schedule an Extra Student Loan Payment on the Day the Interest Is Lowest
Make sure the payment is applied correctly.

3 money tasks you need to do right now

Most financial to-do lists focus on what you need to get done by Dec. 31, but there’s also a brief window early in the new year to save yourself some significant cash.

In my latest for the Associated Press, three tasks to consider doing now.

Tuesday’s need-to-know money news

Today’s top story: 9 housing and mortgage trends to watch for in 2019. Also in the news: Your easiest New Year’s resolution, a DNA test sends a family of 5 on a journey of a lifetime, and how often your credit score is updated.

9 Housing and Mortgage Trends to Watch for in 2019
What to expect next year.

Your Easiest New Year’s Resolution: Make Your Savings Grow Faster
This is a resolution you should keep.

DNA Test Sends Family of 5 on Journey Around the World
One family’s journey of a lifetime.

How Often Your Credit Score Is Updated
Timing is everything.

Tuesday’s need-to-know money news

Today’s top story: With money goals, multitasking pays off. Also in the news: Snagging hotel loyalty perks, what to know about high yield reward checking accounts, and how to not let debt ruin your holiday.

With Money Goals, Multitasking Pays Off
There needs to be more than just paying off debt.

Snag These Hotel Loyalty Perks, Even if You’re Disloyal
It all depends on the right card.

What to Know About High Yield Reward Checking Accounts
Some accounts offer interest as high as 5%.

Don’t Let Debt Ruin Your Holiday
Some people are still paying off last year’s gifts.

With money goals, multitasking pays off

Tackling money goals one at a time cost financial literacy expert Barbara O’Neill at least $1 million.

That’s how much O’Neill, a distinguished professor at Rutgers University, figures she lost by starting saving for retirement only after she had created an emergency fund, bought a car with cash and purchased a home.

“I tell students that eventually, 30 years later, I hit the million-dollar mark, but I could’ve had $2 million,” O’Neill says.

Too often, financial experts say, people want to attack their money goals one at a time: “As soon as I pay off my credit card debt, then I’ll start saving for a home,” or, “As soon as I pay off my student loan debt, then I’ll start saving for retirement.”

These folks don’t realize how costly the words “as soon as” can be. In my latest for the Associated Press, paying off debt is a worthy goal, but it shouldn’t come at the expense of other goals, particularly saving for retirement.

Thursday’s need-to-know money news

Today’s top story: 5 tax tips for military members and veterans. Also in the news: How to save $500, how Black Friday prices stack up, and what student loan debt does to people.

5 Tax Tips for Military Members and Veterans
Tracking your expenses.

How to Save $500
Every bit helps.

How Do Black Friday Prices Stack Up?
Real savings or holiday hype?

What student loan debt does to people
It’s not pretty.

Thursday’s need-to-know money news

Today’s top story: How to score luxury travel for less. Also in the news: Target’s Black Friday ad, how to save money on health care, and breaking down the three new tiers of economy airline fares.

How to Score Luxury Travel for Less
Luxury travel at less-than-luxurious prices.

Target Black Friday 2018 Ad, Deals and Store Hours
Start your list.

How to Save Money on Health Care
Important questions to ask.

Breaking Down the Three New Tiers of Economy Fares
Even economy has tiers now.

Wednesday’s need-to-know money news

Today’s top story: How to dispose of a credit card. Also in the news: Costco’s Black Friday ad, 3 simple ways to boost your savings, and how to tell when a sale isn’t actually worth it.

How to Dispose of a Credit Card — No Burying Required
Put the shovel away.

Costco Black Friday 2018 Ad, Deals and Store Hours
Start your Black Friday planning engines.

3 Simple Ways to Boost Your Savings
Letting your money do the work.

When a Sale Isn’t Actually Worth It
Just because it’s on sale doesn’t mean it’s saving you money.