Monday’s need-to-know money news

Today’s top story: What retirement savers need to know about Trump’s action on the advisor rule. Also in the news: Using your emergency fund to pay off debt, breaking up with your bank, and what to do if the IRS breaks the rules.

What Trump’s Action on Advisor Rule Means for Retirement Savers
The fiduciary rule is now in question.

Emergency Funds: Should You Use Yours to Pay Down Debt?
Making a tough decision.

Sean Talks Money: Don’t Cling to a Bank You Don’t Love
Breaking up with your bank.

Know your rights if the IRS breaks the rules
Taxpayers have rights, too.

Monday’s need-to-know money news

Today’s top story: How to find a good tax preparer. Also in the news: Excuses for delaying retirement savings, what the TCF bank suit means for you, and why used cars usually have higher interests rates.

How to Find a Good Tax Preparer (and Write Off the Bad Ones)
Finding good help during tax season.

Excuses, Excuses When Delaying Retirement Savings
No more excuses.

What TCF Bank Suit Means for You: Defend Against Overdraft Fees
What opting in really means.

Why Used Cars Usually Have Higher Interest Rates
Guarding against risk.

Wednesday’s need-to-know money news

Today’s top story: What happens when you can’t repay a payday loan. Also in the news: How to upgrade your old car with new-car tech, why women may face retirement shortfalls despite the closing pay gap, and the biggest complaints about 401(k)s.

When You Can’t Repay a Payday Loan
Preparing for the consequences.

5 Ways to Upgrade Your Old Car With New-Car Tech
You don’t need a new car in order to have the bells and whistles.

Pay Gap Closing but Women May Face Retirement Shortfall
Good news and bad news.

The Biggest Complaints About 401(k)s
Know what you’re dealing with.

Tuesday’s need-to-know money news

holiday-tipping-dont-let-it-wipe-you-outToday’s top story: Tips to save more for retirement in 2017. Also in the news: Why the key to saving may be in your head, why skipping a payment at the holidays is a bad idea, and a guide to holiday tipping.

Retirement Anxiety? 3 Tips to Save More in 2017
Starting the new year off on the right foot.

The Key to Saving May Be in Your Head
Time to look inward.

Skip a Payment? Those Offers Are No Holiday for Your Budget
Reading the fine print.

Tips on Holiday Tipping
Who and how much?

Friday’s need-to-know money news

smartphones_financeToday’s top story: A good retirement savings option for the self-employed. Also in the news: Jobs that could mark you as a risk for late payments, what to ask before giving a cell phone as a gift, and the financial perks of not celebrating Christmas.

A Good Retirement Savings Option for the Self-Employed
Consider a Solo 401(k).

Study: These Jobs Could Mark You as a Risk for Late Payments on Personal Loans
Is yours on the list?

Ask These Questions Before Giving a Cell Phone This Season
What you need to know before making a purchase.

The Financial Perks of Not Celebrating Christmas
The upside to being The Grinch.

Monday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: NerdWallet’s best credit card tips for December. Also in the news: How to tell if a Roth 401(k) is for you, why postdating checks is a waste of time, and how many credit cards you should have.

NerdWallet’s Best Credit Card Tips for December 2016
Just in time for holiday spending.

How to Tell If a Roth 401(k) Is for You
Choosing the right retirement savings.

Postdating Checks Is a Waste of Time — Here’s Why
Not worth the risk.

How many credit cards should you have?
What’s the magic number?

Monday’s need-to-know money news

wall_street_zombie_moneyToday’s top story: Frightening types of 401(k) fees. Also in the news: It’s time for open enrollment, how to avoid bringing zombie debt back from the grave, and the staggering amount of money behind all things pumpkin.

3 Frightening Types of 401(k) Fees
The dark side of retirement funds.

Nov. 1 Means It’s Time for Health Insurance Open Enrollment
Time to purchase health insurance.

1 wrong move can bring ‘zombie’ debt back from the grave

If you thought the pumpkin spice craze was a bit much, look at this number
Pumpkins are a smashing success.

Monday’s need-to-know money news

common-retirement-mistakesToday’s top story: Why Halloween is the number 1 day for free candy and property damage. Also in the news: Retirement planning, reverse mortgages, and jobs to consider if you’re looking for a pay increase.

Halloween Is No. 1 Day for Free Candy — and Property Crime
Protecting yourself while still having fun.

Your retirement won’t be a dream if you don’t get real
Time to quit dreaming and start working.

How to tell if a reverse mortgage is right for you
What works best with your existing financnes.

Want a big pay raise? Consider these 13 jobs
Time for a career change?

Tuesday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: How to save for college without sacrificing retirement. Also in the news: Recovering from a poor credit history, 3 ways to pay off a debt in collections, and the best savings strategies for your personality type.

How to Save for College Without Sacrificing Retirement
It’s possible to do both.

Poor Credit History? There Are Ways to Recover
Making a comeback.

3 Ways to Pay Off a Debt in Collections
Getting debt collectors off your back.

Here Are the Best Savings Strategies for Your Personality Type
Are you the gambling type? Or a goal-setter?

A Hail Mary Retirement Plan for Those With Nothing Saved

no-retirement-savings1You’re rounding the corner toward retirement age with not nearly enough set aside.

We tell young people to start saving for retirement from their first job and not to quit, because even small sums can grow staggeringly large with enough decades of compound returns. But maybe you bumped along from paycheck to paycheck, never saving much. Or maybe you tried to save but got slammed with unexpected setbacks like a late-in-life job loss.

Let’s be clear: You can’t make up for lost time.

In my latest for the Associated Press, what you need to do in order to make your retirement more comfortable.