Everyone loves a hack — an uncommon solution to a common problem. There’s a reason so much of the internet revolves around things like “This One Little Trick” and “The Secret Doctors Don’t Want You to Know.”

Sometimes money hacks evolve from details buried in the fine print. Wealthy people employ professionals who seek out financial loopholes and aggressively exploit them.

But not every hack requires an accountant. Some can spur you to save more money for retirement or help you to pay bills on time every time. In my latest for the Associated Press, do-it-yourself hacks to make life easier.