Tuesday’s need-to-know money news

scamToday’s top story: The red flags of a toxic online loan. Also in the news: What to do when you can’t get enough financial aid, why 43% of Millennials have bad credit, and 10 questions to help start getting your financial life in order.

5 Red Flags of a Toxic Online Loan
Who are you really borrowing from?

Can’t Get Enough Financial Aid? Here’s What to Do
Take a deep breath.

43% of Millennials Have Bad Credit, TransUnion Says
Subprime scores.

Get Your Financial Life In Order By Answering These 10 Questions
Taking the first steps.

Friday’s need-to-know money news

taxesToday’s top story: The biggest tax mistake Millennials make. Also in the news: The 10 best Tax Day sales and freebies, the pros and cons of paying off debt early, and how to decide how big your emergency fund should be.

The biggest tax mistakes Millennials make
Don’t overlook these deductions.

10 Best Tax Day Sales, Deals and Freebies
Making Tax Day more tolerable.

The Pros and Cons of Paying Off Debts Early
Fixing one problem could create another.

Decide How Big Your Emergency Fund Should Be With the 3-6-9 Guideline
Don’t be left in a lurch.

Friday’s need-to-know money news

money-vacation-saveToday’s top story: How to save money without disrupting your lifestyle. Also in the news: What you can learn from your tax return, discovering your FI number, and why millennials should consider a robo-advisor.

How to Save Money Without Disrupting Your Lifestyle
Saving doesn’t have to be painful.

5 things you can learn from your tax return
Things worth paying attention to.

Use the FI Formula to Find Out How Much You Need to Be Financially Independent
Finding your FI number.

3 Reasons Millennials Should Consider a Robo-Advisor
Smaller fees make robo-advisors more attractive to new investors.

Thursday’s need-to-know money news

18ixgvpiu0s24jpgToday’s top story: Why Millennials fear filing taxes online. Also in the news: Using the 4% Rule to determine when you can retire, tips for doing your own taxes, and five things you should never do with your 401(k).

Millennials Fear Filing Taxes More than Most Americans, NerdWallet Survey Finds
Using screens for everything BUT filing taxes.

Can I Retire Now? Use the 4% Rule to Find Out
Retirement could be closer than you think.

31 Tips When Doing Your Own Taxes
Pay attention, Millennials.

5 things you should never do with a 401(k)
When owning a lot of company stock isn’t a good thing.

Monday’s need-to-know money news

taxesToday’s top story: What to do if you’re a victim of tax fraud. Also in the news: Personal finance items couples hide from each other, why Millennials will spend more on Valentine’s Day, and why you should watch out for student debt predators.

Victimized by tax fraud? Here’s what to do
Take a deep breath.

What personal finance item have you ‘hidden’ from a spouse or partner?
A bounced check or a little bonus? What about a hidden credit card?

Need to slash student debt? Watch out for rip-offs
Watch out for predatory loans.

Millennials to Spend More Than Others on Valentine’s Day, Survey Finds
Ah, young love.

Monday’s need-to-know money news

FICO-score-calculation-300x281Today’s top story: How to tank your good credit. Also in the news: What to buy (and skip) this month, why US schools are getting a failing grade for financial literacy, and the top tax mistakes made by Millennials.

5 Fast Ways to Tank Your Good Credit Score
Avoid these at all costs.

What to Buy (and Skip) in February
Time to pull the trigger on that new TV you’ve been eyeing.

US schools get failing grade for financial literacy education
What are your kids learning?

5 Tax Mistakes Made by Millennials
How to avoid them.

Wednesday’s need-to-know money news

8.6.13.CheckupToday’s top story: How student loans can hurt your mortgage approval chances. Also in the news: How to keep your health care costs in check, why identity thieves love millennials, and easy retirement plans for the self-employed.

Can Student Loans Hurt Your Mortgage Approval?
Pay attention to your debt-to-income ratio.

7 Ways to Keep Your Health Care Costs in Check
How to rein in your medical spending.

ID thieves love millennials.
A social media created monster.

4 easy retirement plans for the self-employed
Don’t miss out on the tax benefits.

MasterCard tries out ‘selfie pay’ for online purchases
Civilization was fun while it lasted.

Friday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: How to trick yourself into saving money. Also in the news: Retirement savings for Millennials, how to save $5 a day, and how to plan for retirement as a single person.

Financial Experts Reveal 7 Ways to Trick Yourself into Saving Money
You won’t even notice you’re doing it!

Millennial Investing: A Beginner’s Guide to Retirement Saving
You won’t be young forever.

15 Ways to Save $5 a Day
$5 a day adds up quickly.

How to Plan for Retirement as a Single Person
Preparing for the future.

Beware the “Coupon High” That Makes You Spend More
Just because you have a coupon doesn’t mean you have to use it.

Tuesday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: Most Americans have less than $1,000 in savings. Also in the news: Financial goals for new millennial parents, money mistakes that could derail your retirement, and money moves to make before your 40th birthday.

Most Americans have less than $1,000 in savings
Potentially disastrous in more ways than one.

3 Financial Goals for New Millennial Parents
It’s all about the budget.

7 Bad Decisions You Could Make in Your 30s and 40s to Derail Your Retirement
Long term reprecussions.

Money Steps to Take Before Your 40th Birthday
Retirement will be here sooner than you think.

‘Ladders’ Help You Build a Flexible Personal Finance Plan
Rung by rung.

Millennial parents more likely to save for kids’ college

Zemanta Related Posts ThumbnailMillennial parents are far more likely than their predecessors to save for their children’s educations and far more of them want to pay the whole tab for college, according to a survey.

Whether they will be able to do so is questionable, though, given the relatively small amounts most have saved so far.

Seventy-four percent of parents aged 30 to 34 polled for the 2015 Fidelity Investments College Savings Indicator have put aside money for college, compared to 58 percent of parents the same age who were polled in 2007.

Nearly half (48 percent) of the group born between 1981 and 1985 plan to pay for all college costs, compared with just 16 percent of parents the same age in 2007, according to the survey conducted for Fidelity by Boston Research Technologies.

In my latest for Reuters, a look at why Millennials want to cover all college expenses for their children.

In my latest for DailyWorth, everything you need to know about debt consolidation.