Wednesday’s need-to-know money news

Today’s top story: How to know if paying for money advice is paying off. Also in the news: 5 inconvenient truths about real estate agents, the 10 fastest-growing metro areas, and Millennials are loading up on personal loans.

How to Know If Paying for Money Advice Is Paying Off
Calculating your return on investment.

5 Inconvenient Truths About Real Estate Agents
What to know before hiring one.

Home Affordability Watch: The 10 Fastest-Growing Metro Areas
The 10 fastest-growing metro areas, ranked from most to least affordable.

Not just student loans: Millennials are also loading up on this kind of debt
Personal loans are a favorite of this generation.

Tuesday’s need-to-know money news

Today’s top story: What to do if Hurricane Florence hits your home, mortgage. Also in the news: How to choose a college major with loan debt in mind, the pros and cons of product subscriptions, and the 10 cities where Millennials have the most debt.

What to Do If Hurricane Florence Hits Your Home, Mortgage
Things to do immediately.

Razors, Makeup, Hot Sauce — You Can Subscribe to Almost Anything. But Should You?
Are the discounts truly worth it?

These 10 Cities Are Where Millennials Have The Most Debt
San Antonio leads the way.

Tuesday’s need-to-know money news

Today’s top story: How 1% savings hikes can spice up retired life by $1 million. Also in the news: 7 ways to save at Disneyland, why you shouldn’t let a down payment scare you from buying a home, and how Millennial men and women invest differently.

1% Savings Hikes Can Spice Up Retired Life by $1 Million
The earlier start, the better the boost.

7 Ways to Save at Disneyland — No Magic Required
Keeping your money away from the Mouse.

Don’t Let a Down Payment Scare You Off
Help is available for first-time buyers.

401(k) investing: How Millennial men and women invest differently
It goes back to childhood.

Friday’s need-to-know money news

Today’s top story: Here’s how Millennials can buy retirement income. Also in the news: How to hack your employee health benefits, simplifying the complex rules for flying with pets, and what President Trump’s banking deregulations mean for you.

Here’s How Millennials Can Buy Retirement Income
Introducing personal pensions.

How to Hack Your Employee Health Benefits
Getting the most from what your company offers.

3 C’s Simplify Complex Rules for Flying With Pets

What Trump’s Banking Deregulations Mean for You
What this means for your wallet.

Thursday’s need-to-know money news

Today’s top story: Beat the retiree crowds to these 5 places abroad. Also in the news: Better options for student loan repayments, the pros and cons of travel loans, and why millennials are piling up debt to keep up with their friends.

Beat the Retiree Crowds to These 5 Places Abroad
Before they become popular.

Student Loans: Are You Making Repayment Harder?
Finding better options.

Fly Now, Pay Later: Are Travel Loans a Good Deal?
Convenience comes at a cost.

Millennials Pile Up Debt To Keep Up With Their Friends, Survey Finds
FOMO.

Monday’s need-to-know money news

Today’s top story: 7 gifts that help your grad stash more cash. Also in the news: Why rideshare insurance is a must, how credit card issuers pursue wary Millennials, and how to know if you qualify for public service loan forgiveness.

7 Gifts That Help Your Grad Stash More Cash
Cool and practical.

Why Rideshare Insurance Is a Must
Minding the gap.

How Credit Card Issuers Pursue the Wary Millennial
Brand trust and unique experiences.

How to Know If You Qualify for Public Service Loan Forgiveness
Making sure you’re on the right track.

Monday’s need-to-know money news

Today’s top story: How to help your partner’s credit without harming your own. Also in the news: Why Millennials can count on Social Security after all, 3 smart ways to supercharge your travel rewards, and the worst financial mistake a grandparent can make.

Help Your Partner’s Credit — Without Harming Your Own
Start by talking about it.

Millennials Can Count on Social Security After All
Good news!

3 Smart Ways to Supercharge Your Travel Rewards
Spend strategically.

This is the worst financial mistake a grandparent can make
No matter how well-intentioned.

Monday’s need-to-know money news

Today’s top story: 6 tricks to kick credit card debt quicker. Also in the news: Why Millennials are good at saving but not investing, how to make Fed rate hikes work for you, and what Toys R Us closing means for shoppers.

6 Tricks to Kick Credit Card Debt Quicker
It doesn’t have to feel like torture.

Millennials Are Good at Saving. But Investing? Not So Much
What’s keeping Millennials away from the market.

How to Make Fed Rate Hikes Work for You
Give your savings account a boost.

What Toys ‘R’ Us closing means for shoppers
Use those gift cards ASAP.

Monday’s need-to-know money news

Today’s top story: Keeping your money safe while you see the world. Also in the news: How one couple retired early, why Millennials should care about Medicare right now, and using liability insurance when driving abroad.

Keep Your Money Safe While You See the World
Enjoy your trip without money stresses.

If You Retire Early, Life Can Be a Beach
How one couple pulled it off.

Why Millennials Should Care About Medicare Right Now
Before it’s too late.

Do You Need Special Car Rental Insurance When Driving Abroad?
Looking at liability insurance.

Why Millennials Should Care About Medicare Right Now

Medicare provides basic health care to one out of six Americans, most of them 65 and older. Even people decades away from retirement, though, should be concerned about Congress meddling with the program.

Lawmakers understand that cutting current retirees’ benefits is a political nonstarter. Older people vote, and they have one of the most powerful lobbyists, AARP, advocating on their behalf.

Younger people? Not so much. Politicians will be tempted to foist the biggest cuts on people farther away from retirement (who are presumably paying less attention).

In my latest article for the Associated Press, why it’s crucial that Millennials begin to think a