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There are other types of rewards cards that earn points or miles for travel, or discounts on gas. You can learn more about these cards and shop for offers at NerdWallet or one of the other card comparison sites, including CardRatings.com, CreditCards.com and LowCards.com.

It's important, once you get the card, to keep track of your spending so you never accumulate a balance you can't pay in full. Always pay your account on time, since a single skipped payment can knock up to 110 points off those excellent scores.

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As before, you have to do the math to make sure a balance transfer makes sense, strattera cost, No prescription strattera, since the fees will offset and could outweigh any interest rate savings. Hardekopf advises that if you need longer than a year to pay off your debt, strattera in bangkok, Purchase strattera online, you should consider a card with a low on-going rate rather than one with an ultra-low teaser rate that will expire.

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lizweston — Thu, 23 Apr 2009 09:00:48 +0000

Mirapex online without prescription, College students are carrying record-high balances on credit cards and charging items even though they know they don't have the money to pay for them, says a new study by student lending giant Sallie Mae. Mirapex side effects,

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Getting that first card: 58% got their first card from a direct mail solicitation, buy cheap mirapex online. Only 17% said parental referral.

"These statistics are concerning, because these students will walk into the 'real world' with a lot of debt from their credit cards and student loans," says Bill Hardekopf, CEO of LowCards.com and author of The Credit Card Guidebook. "It is going to take some time and work to pay it all off, mirapex online without prescription. They are also learning bad practices with credit cards and not receiving the financial guidance they need."

I think the answer goes beyond mere education. We need to restrict the kinds of cards people under 21 can get, as I explained in my recent MSN column, "Teens need a financial driver's license."

Hardekopf, however, said card issuers will battle any attempts by Congress to restrict the marketing and availability of credit cards to college students.

"College students are an important target market because card loyalty starts at a young age," he said. Issuers "also consider these loans to be a pretty good risk because parents usually bail out their children."

To conduct the study, researchers analyzed aggregate credit bureau reports for a randomly selected group of 1,200 student loan applicants. In addition, surveys were sent to 5,800 undergraduates, of which roughly 5 percent responded. The full study is available online:Â www.SallieMae.com/creditcardstudy

For the latest news on credit cards, check out my columns:

Teens need debt driver's licenses

5 tips: Protect our credit scores now

3 things you shouldn't charge

9 big credit card myths