Monday’s need-to-know money news

Today’s top story: What a poor credit score can cost you. Also in the news: The worst money moves for the new year, how to cut next year’s expenses, and tips to get tax season started off on the right foot. Tax refund

What a poor credit rating is costing you
Your job prospects could be at risk.

10 worst money moves for the new year
What NOT to do in 2014.

14 Ways to Slash Your Expenses in the New Year
Do you really still need a landline?

7 unbeatable tax tips for year’s end
April 15th will be here before you know it.

Kids and Money: Advice for mastering finances in 2014
How to teach your kids to spend and save smartly in the coming year.

Wednesday’s need-to-know money news

Zemanta Related Posts ThumbnailHow many credit cards is too many, starting your kids on the road to financial success, and what it’s like to apply for Obamacare.

How Many Credit Cards Should I Have?
The answer may surprise you.

Smart Financial Moves for Fall
Ways to boost your finances in between pumpkin spice lattes.

Home Improvement Projects Every Seller Should Consider
These projects could increase the number of offers you receive on your home.

Want Your Child To Succeed? A Savings Account May Help
How even a small savings account could set your child on the road to financial success.

Obamacare marketplaces are open: How to apply
A reporter shares her experience of applying for insurance under the Affordable Care Act.

Tuesday’s need-to-know money news

Zemanta Related Posts ThumbnailThe Benefits of Financial Therapy
Could talking to a therapist help your financial woes?

5 Mistakes You Make When Managing Your Debt
The necessary strategies for managing your debt.

7 Ways To Be A Good Financial Role Model
Setting a good financial example for your kids.

Don’t get ripped off by credit card skimming at gas pumps
Avoiding financial and identity theft at the pump.

Credit score killers
How to beat these credit score slayers.

Monday’s need-to-know money news

Education savingsHow to avoid credit card rejection, getting your kids and their money ready college, and how to keep identity thieves out of your mail.

How Not to Get Rejected For a Credit Card
Tips on how to avoid the pain of rejection.

How to Keep Telemarketers at Bay

Ways to finally stop those annoying phone calls.

Four Money Conversations Parents Need to Have with Freshmen

Preparing your kids for their first real taste of freedom.

Junk Mail Poses Identity Theft Risks
Think twice before tossing away that solicitation.

5 Reasons You’re Earning More Money and You’re Still Miserable
Discover the science behind money and emotions.

Wednesday’s need-to-know money news

HomeInheriting Grandma’s frequent-flier miles, how to pay less for homeowner’s insurance, and what you need to know about rising interest rates.

How Student Loans Can Hurt Your Mortgage Application
Those pesky student loans can reduce your ability to borrow money.

Can You Inherit or Transfer Your Frequent-Flier Miles?
What happens to Grandma’s miles after she takes her final flight?

How to Reduce Your Home Insurance Costs
Home insurance doesn’t have to break the bank.

The Best Children’s Books for Money Lessons
It’s never too early to start teaching kids how to manage their money.

5 Things to Know About Rising Interest Rates
How to navigate the new lending environment.

Tuesday’s need-to-know money news

california lottery ticketHelping your kids out of credit card trouble, what to do with the $500 you just won on a scratch ticket, and protecting your home while you’re on vacation.

My Kid’s in Credit Card Debt. What Do I Do?
The best way to help your kid begin to manage their debt.

How to Replace Important Documents
Whether lost to thieves or mother nature, these steps will help you replace your vital documents.

What the Unbundling of Airline Fees Means for Your Wallet
Want a guaranteed window seat? It’s going to cost you.

Jackpot! Six Tips to Managing a Windfall
Someone has to win the lottery eventually!

Are You Leaving the Door Open to Thieves?
Don’t come home to a nightmare after your vacation.

Wednesday’s need-to-know money news

iStock_000016540552XSmallWhat 20-somethings can learn financially from their elders, how much that adorable new baby is going to cost you, and why the more you know could mean the more you spend.

7 Key Money Lessons for 20-Somethings
Old-school money habits can help the new school financially.

Raising Baby: Just How Much Does it Cost?
So very cute and so very expensive.

Same-Sex Couples Face New Financial-Future – and Opportunities
What same-sex couples should focus on financially now that DOMA is done.

When Informed Shopping is Dumb Shopping
How more information can lead to dumber purchases.

How Credit Card Companies Spot Fraud Before You Do
Credit card companies are tracking your spending patterns in order to prevent fraud.

In case you missed it: the youth edition

Cut up cardsSpurning credit cards means younger people have less toxic debt but they may be doing inadvertent damage to their credit scores and costing themselves money. Learn more in “Why young people hate credit cards.

Read some smart answers to the awkward questions your kids may ask about family finances in “One way money is a lot like sex.

You’ve probably read that student loan rates doubled on Monday, but that’s not quite true. Read “Student loan rates: Facts amid the fictions” for the straight scoop.

Have a great weekend!

“Mommy, are we rich?”

Child and cashMy recent MSN column, “One way money is a lot like sex,” has to do with the questions our kids sometimes ask–and how much discomfort we can feel about answering.

I argue that we need to get comfortable talking about money with our children, because these are incredibly important teaching moments.

Psychotherapist Thayer Willis, who’s quoted in the column, recommended a terrific book for kids that can help these talks: “The Table Were Rich People Sit.” Here’s what Thayer has to say:

“While I would not deny the importance of money when answering the ‘are we rich?’ question, I do recommend taking every opportunity to broaden the subject and get kids thinking about additional kinds of wealth in their lives. This book is a lovely tool for that with younger children (ages 6-9).”

If your family does have substantial material wealth, I’d recommend checking out Thayer’s books, including “Beyond Gold: True Wealth for Inheritors” and “Navigating the Dark Side of Wealth: A Life Guide for Inheritors.” She’s an inheritor herself and has helped many people come to terms with can be a many-edged sword.

Friday’s need-to-know money news

Leader of business teamThe best places to work when you’re over 50, how not to support your kids for the rest of your life and tips on retiring almost tax free.

The 50 Best Employers for Boomer Workers
The fifty best employers for those over fifty.

5 Methods for Setting Retirement Targets
Strategic planning to reach your retirement goals.

5 Tips for Parents On How to Be Good Financial Role Models
Being a good financial role model could save you from supporting your kids in their 20’s and beyond.

How to Negotiate Financial Aid With Your College
Everything is negotiable; even financial aid.

3 Moves to Make Your Retirement Almost Tax Free
How to pursue as much tax free retirement income as possible.