Today’s top story: Social Security is in better shape than originally though. Also in the news: how to reduce your monthly expenses by having a “bill haggle day”, personal finance tips for recent college grads, and why you may want to wait before upgrading your cell phone.

4 Reasons Not to Panic About Social Security’s Future
Things aren’t as bad as we thought!

Have a “Bill Haggle Day” to Reduce Your Monthly Expenses
It may take multiple phone calls but it’s worth it.

4 Personal Finance Tips For Recent College Graduates
Don’t let your loans intimidate you.

Do the math before upgrading your cellphone
It could be worth waiting a bit to get the latest gadget.

The Most Important Tip For Avoiding Investment Fraud
You’ll want to remember this one.