Monday’s need-to-know money news

crop380w_istock_000009258023xsmall-dbet-ball-and-chainToday’s top story: Mortgage application forms will look different next year. Also in the news: 5 times you shouldn’t use a credit card, why you should say no to 72-84 month auto loans, and why you need to stop being delusional about debt.

It’s Coming: The First Change to Mortgage Application Forms in 20 Years
An easier to understand application is on the way.

5 Times You Shouldn’t Use a Credit Card
High interest rates could leave you in a debt spiral.

5 Reasons to Say No to 72- and 84-Month Auto Loans
Long term loans set you up for years of negative equity.

Don’t be debt delusional: Quit buying stuff you can’t afford!
Time for a reality check.

Wednesday’s need-to-know money news

interest-rates-300x225Today’s top story: When to expect a fed rate hike. Also in the news: The hazards of long-distance home shopping, what being a landlord means for your taxes, and why back-to-school shopping doesn’t have to be a budget-buster.

Fed Rate Hike Likely Later Rather Than Sooner, Experts Say
When you can expect a jump.

The Hazards of a Long-Distance Home Purchase
Proceed with caution.

Want to be a landlord? Here’s what it means for your taxes
It’s a whole new ballgame.

Back-to-school shopping doesn’t have to be a budget buster
It’s already that time of the year again.

Tuesday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: NerdWallet dads share their personal finance tips. Also in the news: Why college grads need more education, how minimalism can help your wallet, and what the Fed meeting means for investors and home buyers.

NerdWallet Dads Share Their Personal Finance Tips
Learning from the dads.

College grads are educated, but not in matters of personal finance
More education is needed.

8 Ways Minimalism Can Help Maximize Your Wallet
Less can equal more.

What Fed meeting means for investors, homeowners/buyers
Keeping an eye on interest rates.

Wednesday’s need-to-know money news

budgetToday’s top story: How to earn more interest on your money. Also in the news: When and how to appeal a financial aid award, what you need to know about estate planning, and how keeping your finances simple can ensure you staying on top of them.

4 Ways to Earn More Interest on Your Money
Making your money work for you.

When and How to Appeal a Financial Aid Award
Asking for more.

Do I need a will? What to know about estate planning
YES.

Keep Your Finances Simple to Ensure You Stay On Top of Them
Don’t overcomplicate things.

Thursday’s need-to-know money news

interest-rates-300x225Today’s top story: How to find the best mortgage interest rate. Also in the news: How to financially prepare for a spouse’s deployment, the biggest credit card mistakes made by millennials, and where to find the best St. Patrick’s Day deals.

How to Score the Best Mortgage Interest Rate
Finding the best interest rate on a mortgage that suits your needs.

How to Plan Financially for a Spouse’s Absence
Getting your finances in order before a spouse is deployed.

The 4 biggest mistakes millennials make when it comes to credit cards
Mistakes that can have long-term consequences.

The Best St. Patrick’s Day Sales and Deals of 2016
There are deals to be found at the end of the rainbow.

Before Filing Your Taxes With IRS, Consider This
There’s such a thing as too much information.

What the Fed rate hike means to you, and your wallet

For everyone who has been saying interest rates can only go up, well – now is their time. But what does the Federal Reserve’s decision to raise interest rates actually mean for your wallet?

Probably not much for the near-term.

One small interest rate hike of one-quarter of a percentage point is unlikely to have much impact on your budget, but that does not mean you should ignore the Fed’s first rate increase since 2006.

In my latest for Reuters, what to expect as a result of the hike.

In my latest for MoneyWatch, three money resolutions for 2016 – and how to keep them.

Fed interest rate hike means it’s time to review your credit cards

Pile of Credit CardsYou may hardly notice the first Federal Reserve rate increase in nearly a decade, but it makes now a good time to consider making changes to the credit cards you use. If you carry a balance, you may be able to reduce the future cost of your debt. If you don’t, you should be looking for better rewards deals.

The Fed on Wednesday increased its benchmark short-term interest rate, which it last raised in 2006 and which has hovered around zero since 2008, 0.25 percent.

In my latest for Reuters, what this hike means for you and your credit cards.

In my latest for Bankrate, how to balance diversification and simplicity in your financial life.

Monday’s need-to-know money news

interest-rates-300x225Today’s top story: What you need to know about a potential interest rate hike. Also in the news: An education tax credit that could save you $2500, how to save money on your next vacation, and how to calculate how much you’ll lose by cashing out an old 401(k).

Rates Are About to Rise: Here’s What You Need to Know
Be prepared.

Could an educational tax credit save you $2,500 this year?
Let’s find out.

5 ways to save money on your next vacation
Alternatives to coming home broke.

This Calculator Shows How Much You’ll Lose by Cashing Out an Old 401(k)
Should you cash out?

Monday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: How to protect your credit cards online. Also in the news: Tips to avoid investing scams, moves to make before the Fed raises interest rates, and how to handle investments if you divorce.

4 Ways to Protect Your Credit Cards Online
With holiday shopping just around the corner, you can’t be too careful.

Simple steps retirees (and others) can take to avoid investing scams
If it sounds too good to be true…

5 moves to make before the Fed raises rates
It’s only a matter of time.

How to Handle Investments When You Divorce
Making sure your assets are fairly divided.

Finally Start Saving for Retirement With the Help of Your Tax Refund
Saving instead of splurging.

Friday’s need-to-know money news

Hand with money and toy car isolated on white background

Hand with money and toy car isolated on white background

Today’s top story: Tricks to help you build good credit. Also in the news: How rising interest rates will affect your investments, understanding the credit bureau differences, and what you should know before buying a new car.

3 Simple Tricks That Can Help You Build Good Credit
Improving your score a little bit at a time.

4 Ways Rising Interest Rates Will Affect Your Investments
Your savings accounts will benefit.

Why Your Credit Scores at the Three Bureaus Are All Different
Understanding the differences.

How Do Dealers Set Car Prices?
What you should know before heading into the dealership.