Friday’s need-to-know money news

downloadToday’s top story: Why more banks are turning to biometrics for security. Also in the news: How natural disasters can hurt your finances, how to get your late credit card payment waived, and 10 things that will cost you less this summer.

More Banks Turn to Biometrics to Keep an Eye on Security
Your eyes could hold the literal key to your account.

5 Surprising Ways Natural Disasters Can Hurt Your Finances
Incidentals alone can add up quickly.

How to get your late credit card payment waived
It can’t hurt to ask.

10 Things That Will Be Cheaper During the Summer of 2016
Where you can expect to save some cash.

Wednesday’s need-to-know money news

PayRentPiggyBank.157131716_stdToday’s top story: How paying rent can affect your credit. Also in the news: How to protect yourself from cybercrime while banking with your phone, why you shouldn’t consider something “yours” until it’s completely paid off, and financial strategies for creative types without steady incomes.

How Paying Rent Can Affect Your Credit
Rent-reporting services can boost your credit.

4 ways to dodge cybercrime when banking, shopping on mobile phones
Convenience can come with a hefty price.

Avoid Saying You “Own” Something Until It’s Paid Off
It isn’t yours until the last payment is made.

The #1 Reason Artists Struggle With Money, and 3 Simple Strategies to Turn Things Around
Advice for creative types.

Friday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: Buying credit and identity theft monitoring. Also in the news: Financial aid appeal tactics, why we’re still swiping our credit cards, and how to look at living on a budget as an opportunity.

Should You Buy Credit and Identity Theft Monitoring?
What to look for.

7 Financial Aid Appeal Tactics To Improve Your Child’s College Aid Award
Making the case for more aid.

Why Are We Still Swiping Our Credit Cards?
Where are all the chips?

Why You Should Think of Frugality as an Opportunity, Not a Sacrifice
A different way of looking at living on a budget.

Is Your Tax Refund Safe?

file_161555_0_tax refundYour tax refund may take a few days longer to land in your bank account this year. That’s because criminals from around the world are determined to get to it first.

“Our systems are attacked about a million times a week,” IRS Commissioner John Koskinen says. “These are Russian syndicates, Chinese. … They’re coming from all over.”

I talked to Koskinen on the same day his agency revealed that last year’s attack on the IRS’ Get Transcript system was more than twice as bad as previous estimates. The hackers apparently accessed tax return information for more than 700,000 people, not 334,000 as was reported last summer.

In my latest for NerdWallet, what the hackers did with that information, and how it could affect this year’s refunds.

Tuesday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: How to prevent identity theft. Also in the news: The costs that are often overlooked when deciding to rent or buy, reasons to file a tax extension, and how you’re using your credit card incorrectly.

How to Prevent Identity Theft
Staying one step ahead.

The Major Costs People Often Overlook When Deciding to Rent or Buy
What you need to taje into consideration.

6 Reasons to File a Tax Extension
Beyond procrastination.

5 Ways You’re Using Your Credit Card Wrong
Bad credit habits you should kick.

6 times it’s more expensive to be a woman
Happy International Women’s Day!

Tuesday’s need-to-know money news

635522783074355959-holiday-cardsToday’s top story: How to protect yourself against online identity fraud. Also in the news: Myths about student loan consolidation, why fewer retirement savings options could be a good thing, and the hefty cost of those Oscar gift bags.

Follow These Steps to Guard Against Online Identity Fraud
Doing whatever it takes to protect your identity.

5 Myths about Student Loan Consolidation
Don’t fall into a deeper debt trap.

How a Simpler Approach to Retirement Savings Can Make You Richer
Lots of options isn’t always a good thing.

The Taxability of Oscars Gift Bags
All that swag comes with a hefty tax bill.

Thursday’s need-to-know money news

321562-data-breachesToday’s top story: The worst online passwords of 2015. Also in the news: Why you should beware of the word “afford,” how to start saving for your retirement in your 20s and 30s, and steps to get more college financial aid.

The Worst Passwords of 2015
Stop making life easy for identity thieves.

Be Suspicious of the Word “Afford” to Keep Your Budget Balanced
Just because you can afford it doesn’t mean you should buy it.

6 Steps to Saving for Retirement in Your 20s and 30s
It’s never too early to start saving.

3 Steps to More College Financial Aid From FAFSA
The sooner you fill out the form, the better.

Thursday’s need-to-know money news

321562-data-breachesToday’s top story: The excuses that are keeping you from being debt-free. Also in the news: A major data breach at Time-Warner Cable, smart ways to spend your tax refund, and why most Americans couldn’t handle a surprise $500 bill.

5 Excuses Keeping You From Being Debt-Free
No more excuses.

If you’re a Time-Warner Cable customer, you should change your passwords immediately
The first big data breach of 2016.

9 Smart Ways to Spend Your Tax Refund
Some are unexpected.

Most Americans can’t handle a $500 surprise bill
Living on the financial edge.

Wednesday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: Last-minute tax moves to make on December 31st. Also in the news: How to tell if your financial advisor is giving you good advice, why you should consider freezing your credit reports, and the top 6 financial resolutions for the new year.

4 Last-Minute Tax Moves You Can Make on Dec. 31
Tick tock!

How To Tell If You’re Receiving Good Advice From Your Advisor
Making sure you’re getting your money’s worth.

Why you should consider freezing your credit reports
Preventing identity theft.

Top 6 financial New Year’s resolutions and how to fulfill them
Making resolutions that last.