Today’s top story: Why your parents’ money guru may not be right for you. Also in the news: Home loans with 3% down for 2018, what hotel credit card upgrades mean for your bottom line, and how the student loan grace period works.

Your Parents’ Money Guru May Not Be Right for You
Striking out on your own.

HomeReady and Home Possible: Loans With 3% Down for 2018
What you need to know.

What Hotel Credit Card Upgrades Mean for Your Bottom Line
Sweet new perks.

How the Student Loan Grace Period Works
Interest will still accrue.