Thursday’s need-to-know money news

phone-scammerToday’s top story: Protecting yourself from debt collection scams. Also in the news: Building a small emergency fund while living paycheck to paycheck, how Millennials can save for retirement, and how to stop wasting your frequent flier miles.

Spot Debt Collection Scams and Protect Your Money
Defending yourself from scams.

Saving $1,000 When You’re Living Paycheck to Paycheck
Building a small emergency fund.

Deck is stacked against Millennial savers: Here’s how to succeed
How to save and invest for retirement.

How to stop wasting your frequent flier miles
Don’t leave any miles unused.