Today’s top story: Deciphering your free credit scores. Also in the news: How to keep your frequent flier miles from expiring, the terms first-time homebuyers need to know, and why you should pay with a credit card, not debit, when renting a car.

How to Make Sense of All of Your Free Credit Scores
Know your range.

How to Prevent Your Miles from Expiring
Don’t let your miles go to waste.

10 Terms First-Time Homebuyers Should Know
Knowing how to talk to lenders.

Pay for Car Rentals With Credit, Not Debit, to Keep Your Score Intact
How to avoid a hard inquiry on your credit report.

How to get your teens on the right retirement track
It’s never too early.