Friday’s need-to-know money news

Today’s top story: How to make a money resolution that succeeds. Also in the news: Cashless kids’ allowances, 3 things to know about Spotify’s IPO, and why you should prioritize your job’s 401(k) benefits over offers of student loan help.

Ask Brianna: How Do I Make a Money Resolution That Succeeds?
How to stick with it.

For Kids’ Allowance, No Cash Required
Preparing your kids for life in the digital world.

Spotify’s Oddball IPO: 3 Things to Know Before You Buy
The streaming service is going public.

Prioritize Your Job’s 401(k) Benefits Over Their Offers of Student Loan Help
Taking the long view.