Monday’s need-to-know money news

Today’s top story: ABLE accounts help people with disabilities save for the future. Also in the news: A new episode of the Smart Money podcast on holiday scams and paying off law school debt, how to vet holiday deals and avoid scams, and why you should sign up for AARP, even if you’re young. ABLE […]

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Q&A: More about Medicare choices

Dear Liz: I’ve enjoyed your columns about choices between traditional Medicare and Medicare Advantage. I have a terminology question: What is the difference between a Medigap policy and a supplemental one? I have traditional Medicare and a supplemental plan, which covers the deductibles and copayments that Medicare doesn’t cover. According to your article, it seems […]

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Q&A: Two husbands. Which benefit?

Dear Liz: I am 66 and recently widowed after a five-year marriage. I was previously married and divorced after more than 20 years. I paid into Social Security as a professional for 20 years. How do I determine how to file for Social Security benefits? Should I just file for my benefits? Should I wait […]

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Q&A: Debt relief offers aren’t all equal. Is bankruptcy a good option?

Dear Liz: There seems to be an abundance of companies offering debt reduction, debt settlement and debt consolidation programs now. Are there any differences in these programs? Some of these companies offer a program whereby high credit card balances and loans are combined and substantially reduced, and the debtor would make a single payment to […]

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Friday’s need-to-know money news

Today’s top story: 5 car-buying mistakes to avoid in today’s overheated market. Also in the news: PPP is gone but government help for small businesses isn’t, experts make 5 predictions for Black Friday 2021, and how to avoid making this common mistake with your health savings account. 5 Car-Buying Mistakes to Avoid in Today’s Overheated […]

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Thursday’s need-to-know money news

Today’s top story: How the toy shortage could affect your holiday. Also in the news: How to pay for home improvements without equity, 3 free ways to run your business more smoothly, and how to save money like a ‘super saver’. How the Toy Shortage Could Affect Your Holidays Popular toys could be hard to […]

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How the toy shortage could affect your holidays

Many popular toys may sell out long before the holidays, thanks to ongoing pandemic-related disruptions. This could be a disaster — or a great opportunity to reshape how we celebrate. We can shop earlier and more thoughtfully, resisting the last-minute scramble for “must-have” items that really aren’t. We can choose classic over trendy, handmade over […]

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Monday’s need-to-know money news

Today’s top story: The end of student loan forbearance will be tougher on women. Also in the news: A new episode of the Smart Money podcast on what people get wrong about credit and how to build a budget when you’re self-employed, 5 misconceptions about how insurers price your auto premium, and start your holiday […]

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