Q&A: Social Security disability insurance and survivor benefits

Dear Liz: My first wife died six years ago at age 60. I was 52 and we had been married 27 years. My wife was on Social Security disability for 15 years before her death. My only dealing with Social Security after her death was to cancel her payments. I received no benefits of any […]

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Q&A: Renovations with high returns

Dear Liz: What renovation projects reap the most return when selling? Replacing windows and carpeting is what I had in mind. Answer: Remodeling magazine’s latest Cost vs. Value report puts window replacement near the top of renovation projects that pay off, but none of the projects the survey tracked recouped more than they cost. In […]

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Friday’s need-to-know money news

Today’s top story: Bouncing back from a holiday debt hangover. Also in the news: How to boost your credit score, which financial documents you need to keep, and five free financial apps. How to Bounce Back From the Holiday Debt Hangover Time to pick the tinsel out of your wallet. The Best Way to Boost […]

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Thursday’s need-to-know money news

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Today’s top story: 3 financial changes you need to know about for 2015. Also in the news: What not to do if you inherit money, how to cash in on uncommon tax breaks, and how visualization can help you manage your finances. 3 Changes That Could Affect Your Financial Life in 2015 Changes to Social […]

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January tune-up: Frequent flier programs

Big recent changes in frequent traveler programs mean that it’s time to rethink your loyalties. Delta just switched to a frequent flier program that rewards customers based on amounts spent, rather than miles flown. United plans to do the same starting March 1. American will continue to reward based on miles flown, but once its […]

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Wednesday’s need-to-know money news

Today’s top story: A month-by-month guide to staying on financial track. Also in the news: How to avoid making a big financial mistake, why you should consider a “money diet”, and how to simplify your 2015 finances. A month-by-month guide to staying on financial track in 2015 Taking it one month at a time. Don’t […]

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Tuesday’s need-to-know money news

Today’s top story: How to choose your first credit card. Also in the news: Creating a secret financial goal number, unnecessary purchases that are killing your budget, and how to decide between a bank or a credit union. You’re Finally Getting Your First Credit Card: How to Choose Finding the card that best suits your […]

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Monday’s need-to-know money news

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Today’s top story: How to make 2015 your best financial year. Also in the news: Avoiding tax scams, why this tax season could be a nightmare, and how to make sure your retirement funds last as long as you do. 5 Tips for Making 2015 Your Best Financial Year Resolutions for your wallet. 3 Common […]

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Q&A: Terminating private mortgage insurance

Dear Liz: I bought my first home about a year ago. Because I had very little money for the down payment, I have to pay private mortgage insurance, which is a whopping $385 each month. My burning question about this is: How can I get rid of it? There must be a way to pay […]

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Q&A: Paying a deceased person’s debts

Dear Liz: When I read the letter from the woman about her mother’s debts, it brought back my situation with my brother and mom. My brother was trustee to my mother’s living will and told her she had no money. At 90, she became worried and wanted to cut back on the care she needed. […]

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