Monday’s need-to-know money news

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Today’s top story: How to choose the right 401K plan. Also in the news: Money losses you can’t claim on your taxes, the benefits of prepaying your mortgage, and how to survive living on a budget. Do You Have the Right 401K? Picking the plan that’s right for you. These Money Losses Won’t Help You […]

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Friday’s need-to-know money news

Today’s top story: The benefits to joining a credit union. Also in the news: When to sign up for a financial advisor, apps that will make next year’s taxes easier, and how to build your credit from the ground up. 6 Perks You Can Get at a Credit Union Free checking! When To Sign Up […]

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How you can benefit from the robo-advisor price war

Digital investment advisor Wealthfront snagged some headlines this week by dropping its minimum investment from $5,000 to $500 and calling out its competitors, particularly Betterment, for charging too much. Which is kind of unfortunate, because it could leave people with the impression that Betterment is gouging people, when it (like most of the other robo-advisors) […]

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Thursday’s need-to-know money news

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Today’s top story: Phone calls that can save you money. Also in the news: How to slash your tax liability in retirement, handling the financial challenges of caring for aging parents, and a guide to repaying your student loans. 4 Phone Calls That Can Save You a Ton of Money Savings could be just a […]

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Wednesday’s need-to-know money news

Today’s top story: How you could save $200 a month on your mortgage. Also in the news: How making the minimum payments on a credit card bill could take decades to pay off, why you should pay cash for your new car, and what to review during your annual financial checkup. Millions of Homeowners Could […]

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Tuesday’s need-to-know money news

Today’s top story: The important ages for retirement planning. Also in the news: How to rebound from a credit setback, signs you might be a victim of identity theft, and what your car rental insurance might not cover. 9 Important Ages for Retirement Planning Marking the milestones. 8 Ways to Rebound From a Credit Setback […]

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Monday’s need-to-know money news

Today’s top story: How to get rid of an old debt. Also in the news: Living on half of your income, how to get yourself in good financial shape, and dealing with the debt of a loved one that passed away. The Secret Way to Get Rid of an Old Debt Resolving an old collection […]

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Q&A: Student loan forgiveness

Dear Liz: I have $105,000 in medical school loans with an interest rate of 2.875%. I have another consolidated federal loan at 6%. I’m making $180,000 in the private sector and like my job. Should I consolidate everything, try to get a public sector job, and apply for loan forgiveness after 10 years while paying […]

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Q&A: Credit scores and new accounts

Dear Liz: My spouse signed up for a store credit card to receive a discount on a large purchase. As she has no strong interest in maintaining a line of credit there, is there a simple way of discontinuing this account without affecting our credit scores, given that we may apply for a mortgage in […]

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Q&A: Social Security spousal benefits

Dear Liz: I started my Social Security benefits at 66 and am now 70. I was married for 23 years and have not remarried. When I ask about spousal benefits, I am told that my own monthly benefit is too high to get benefits based on my ex’s work record. My monthly benefit is only […]

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