Get smart with your money
Dear Liz: In an article that ran in my local newspaper, you stated that, “Roths allow you to withdraw the amount you’ve contributed at any time without triggering income taxes or penalties.” I suggest that you review Pub. 590-B, where you will be reminded that, with some exceptions, withdrawals from a Roth IRA within the […]
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Today’s top story: 6 ways the tax plan could change homeownership. Also in the news: What the Fed rate hike means for student loans, what it means for your CDs, and how Donald Trump is shrinking your paycheck. 6 Ways Tax Plan Could Change Homeownership Analyzing the impact. Fed Rate Hike: What It Means for […]
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Today’s top story: What to do about the Fed rate hike. Also in the news: How to deal with credit card fraud, driverless cars, and how your credit card debt is costing you nearly $1000 a year. Fed Rate Hike: Here’s What to Do Don’t panic. First Time Dealing With Credit Card Fraud? You Got […]
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Today’s top story: 3 steps to tame your debt in an hour or less. Also in the news: 10 housing and mortgage trends to watch for in 2018, how one woman ditched over 50K in debt, and why to be wary of instaloans in stores. 3 Steps to Tame Your Debt in an Hour or […]
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Today’s top story: Paying for fake organic food. Also in the news: People who eschew checking accounts, 4 questions for your local organic farmer, and defrauded students are losing their debt relief. The Dirt on ‘Organic’ Food: You May Be Paying for Fakes Be on the lookout. Checking Account? No, Thanks, Say Those Who Dislike […]
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Oh, the injustice of it all. Who among us hasn’t felt abused as a consumer? We get billed for stuff we didn’t receive, or that doesn’t work, or that didn’t live up to its hype. Companies charge us unexpected fees and insist the costs were revealed in the fine print. Health insurers take customer disservice […]
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Today’s top story: 5 ways to reduce credit card interest. Also in the news: Holiday hosting tips to be safe, holiday tipping guide, and the pros and cons of using debit vs. credit cards. 5 Ways to Reduce Credit Card Interest Escaping the interest trap. Holiday Hosting Tips to Be Safe, Insurance If You’re Sorry […]
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Dear Liz: I desperately need your help! My husband, who is 91, is in the early stages of dementia. I just turned 88 and for the first time am responsible for making all the financial decisions. We are deeply in debt and I don’t know the best way to proceed. We owe more than $40,000 […]
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Dear Liz: My mutual funds and IRA are mostly in stocks with very little in bonds. I’m thinking I should have more in bonds, but just don’t know how much I should transfer from the stock funds and which bond fund to pick. Are they all the same? Answer: Just as with stock funds, bond […]
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Today’s top story: Is Bitcoin safe? Also in the news: How to buy better gifts with credit card rewards, must-have tools and tips for year-end retirement planning, and smart money lessons for kids that can last a lifetime. Is Bitcoin Safe? A roundtable debate. How to Buy Better Gifts With Credit Card Rewards Using your […]
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