Get smart with your money
Dear Liz: I recently checked one of those free credit score sites and saw three delinquent department store accounts from over a year ago. I was 30 days late but paid all three accounts in full last year. What can I do to remove that from my credit report? Answer: You can ask the store […]
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Dear Liz: I’m 47, married, with one child in private elementary school because the public school option for our neighborhood is not good. We earn a combined $260,000 per year. (We know we’re fortunate, as we come from lower-income circumstances). I’ve eliminated all of my credit card debt and owe only mortgage debt ($168,000 plus […]
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Today’s top story: Don’t believe the hype about Millennials and money. Also in the news: 3 low-stress ways to invest for retirement, 4 quick financial wins in under an hour, and 10 unexpected debt traps – and how to avoid them. Don’t Believe the Hype About Millennials and Money Forget the avocado toast cliche. 3 […]
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Today’s top story: How women who retire with their husbands ofter lose out. Also in the news: Why the cashless trend doesn’t have all shoppers sold, what rising DTI limits mean for your next mortgage, and how to protect your frequent flyer miles from hackers. How Women Who Retire With Their Husbands Often Lose Out […]
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Today’s top story: Text a retailer and you could get back money and time. Also in the news: Shoppers cash in on the Golden Age of branded credit cards, how to spend money guilt-free even if you owe student loans, and the do’s and don’ts of using store credit cards for holiday shopping. Text a […]
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Today’s top story: What really matters with your first credit card. Also in the news: Having more than one life insurance policy, getting a safe mortgage using these post-crisis tips, and questions to ask yourself to live a better financial life. What Really Matters With Your First Credit Card The new foundation of your credit […]
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Dear Liz: Is there a tax aspect to rebalancing your portfolio? You’ve mentioned the importance of rebalancing regularly to reduce risk. Answer: Rebalancing is basically the process of adjusting your portfolio back to a target asset allocation, or mix of stocks, bonds and cash. When stocks have been climbing, you can wind up with too […]
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Dear Liz: You recently answered a writer whose fiancee was facing medical debts and other financial concerns. I was surprised you didn’t address the expected cost of their wedding, which the writer said was $5,600. Although that seems quite modest compared with the average wedding these days, it’s still $5,600 that could go to other […]
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Today’s top story: What really matters with your first credit card. Also in the news: Getting a safer mortgage using lessons from 2008, what to do if Hurricane Florence hits your home and/or mortgage, and how to help Hurricane Florence victims. What Really Matters With Your First Credit Card Starting off strong. Get a Safer […]
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