How to make budgeting as painless as possible

Budgeting is a pain. But what’s more painful is a bill you can’t easily pay, debt that costs a fortune or not having enough money to retire. Fortunately, you can have a useful, working budget without watching every penny. Automation, technology and a few simple guidelines can keep you on track. In my latest for […]

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Tuesday’s need-to-know money news

Today’s top story: Jump start your credit by developing two essential habits. Also in the news: Four questions to ask before buying homeowners insurance, how to handle vehicle repossession, and how much a DUI can cost you. Jump-Start Your Credit: Develop 2 Essential Habits These two habits matter most. Buying Homeowners Insurance? Ask These 4 […]

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Monday’s need-to-know money news

Today’s top story: 4 financial experts who could steer you wrong. Also in the news: Treating investing like a subscription, 7 credit card perks to prioritize in 2021, and Disney cancels its annual Passport Program. 4 Financial ‘Experts’ Who Could Steer You Wrong Be cautious about taking advice from sources who care more about their […]

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Q&A: Establish home’s value at spouse’s death

Dear Liz: I think you left one thing off your list of things to do when your spouse dies. If you’re a homeowner, establish the value of the house as of the date of death. The best way would be to have a local Realtor run some comparables for your neighborhood. But even a printout […]

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Q&A: Future home sale affects Medicare

Dear Liz: I am 65 and have a very low income but will be selling my home of 25 years soon to downsize. How will the one-time capital gains affect my Medicare payments, which are currently at the minimum? Can I share with the Social Security office that this is a one-time event and that […]

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Q&A: A house in one state, a spouse in another. What about taxes?

Dear Liz: My husband recently took a dream job in a different state. We are renting a place there, and it is his primary residence. We own our home in the “original” state, where I live and work. We intend to keep our home for another three to four years. How will this impact our […]

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Thursday’s need-to-know money news

Today’s top story: 4 financial experts who could steer your wrong. Also in the news; More Americans are saving than ever before, though in unequal amounts, do’s and don’ts for planning your travel on points this year, and how to make debt less costly when you need it in a crisis. 4 Financial ‘Experts’ Who […]

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4 financial ‘experts’ who could steer you wrong

None of us knows everything we need to know about money, so we may turn to experts for help. But some money professionals who offer advice are not qualified to do so — nor are they required to put our interests ahead of theirs. In my latest for the Associated Press, be cautious when accepting […]

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Wednesday’s need-to-know money news

Today’s top story: How to decide if loyalty to a hotel or airline is worth it in 2021. Also in the news: The timeline remains unclear on extending payment pause to student loan borrowers, how one late student loan payment affects you, and what questions to ask before buying homeowners insurance. How to Decide If […]

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Tuesday’s need-to-know money news

Today’s top story: Simplifying and saving during the pandemic. Also in the news: Hoping for student loan forgiveness won’t pay the bills, alternatives to Simple, and how to apply for rent assistance. A Pandemic Shift in Finances: Simplifying and Saving People are reassessing their priorities, finding ways to simplify life and put more money aside. […]

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