Monday’s need-to-know money news

bankruptcy_formToday’s top story: How to decide between debt consolidation or bankruptcy. Also in the news: Apps that can help you save money right now, how to create an income plan from your retirement savings, and how to protect yourself against unemployment.

Debt Consolidation Vs. Bankruptcy: Which Should You Choose?
How to make a crucial decision.

These 7 apps can help you save money right away
It’s like having a bank right in your pocket.

Creating an income plan from your savings
Determining what you need to live on.

10 Steps to Protect Yourself Against an Unexpected Job Loss
Preparing for the unexpected.