Monday’s need-to-know money news

Credit card backgroundObamacare’s effectiveness, getting paid what you’re worth, and avoiding the embarrassment of a credit card denial.

Cutting Through the Rhetoric: Does Obamacare Work?
Yes, if you’re patient.

10 reasons your retirement plan won’t cut it
And how to fix them quickly.

7 Steps to Smart Salary Negotiation
How to get paid what you’re worth.

Financial mistakes young investors should avoid
Don’t let your enthusiasm ruin your portfolio.

Why Was My Credit Card Declined? 4 Common Reasons
Avoiding embarrassment in the checkout aisle.

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